Need Help?

Need professional advice for your consent to let with Together Personal Finance Limited? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Together Personal Finance consent to let

  • I acknowledge that I have been extremely naive in failing to inform Together Personal Finance that I’m renting my house out. I would like to do things properly and seek consent to let. If Together Personal Finance says yes, what are the chances of them finding out that I’ve already been renting it without consent?
  • Me and my sister may be presented with an opportunity to work in a different office in the UK for a three months and would like to know if we can lease out our existing apartment. It is a two year fixed rate and we are three months into the mortgage with Together Personal Finance. We have lived at the property for nearly five years. The LTV is 65%. Are we likely to get consent to let from Together Personal Finance? What charges can we expect to pay etc
  • I am looking for some preliminary guidance to consider if consent to let is a sensible proposition. I bought my flat 7 months ago by transferring an existing Together Personal Finance mortgage product. My fixed rate ended three months ago. I'm currently considering moving in with a new partner who has his own property and mortgage also with Together Personal Finance, which I would not seek to be added to. I don't wish to sell my property yet because I'm unsure of whether the new move will work out. I don't want to switch to a B2L mortgage yet for 2 reasons: 1) I need to find out whether letting my property is a feasible option for myself and 2) I need to find extra capital to satisfy the 65% LTV ratio required for a buy to let mortgage. It would be preferable to get a consent to let from Together Personal Finance for 1-2 years in order to be more secure in becoming a possible landlord and to raise the capital. If at the end of the consent to let period I was unsure I would probably either sell my property or, depending on the new relationship working out, reoccupy it.
  • We are planning to rent out my property for a year from 28th August 2016. Is there conventional wording for a letter I can use to write to Together Personal Finance to seek consent to let.
  • I’m about to finish the fixed rate period of my two year fix with Together Personal Finance and go on to the standard variable rate. I would like to know whether consent to let from Together Personal Finance is possible, if there are fees, and if there conditions?
  • I am looking to get consent to let on my Enfield apartment from Together Personal Finance. I will be leaving the UK for a year so wish to know if I can rent out my apartment
  • My mortgage is currently with Together Personal Finance and am debating whether to sell or rent in the short term but don't have the equity for a buy to let mortgage at this stage. What are my consent to let options currently?
  • I might potentially need consent to let from Together Personal Finance in the future with work. I am just looking to see what the options would be if this was the case. Is there a limit on the length one can let out a property with consent?