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Need professional advice for your consent to let with The Mortgage Works? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to The Mortgage Works consent to lease

  • A friend of mine has rented her house off the same landlord for almost 18 months. For the past year my friend has been receiving letters from The Mortgage Works (it is apparent from the envelope). At first she forwarded them to her landlord’s address. I was a bit suspicious as none of her landlady's post was supposed to be going there. I decided to go to my friends house and called The Mortgage Works on her behalf. The gentleman I spoke to at The Mortgage Works had a long list of queries, the landlord’s name her current address, information on the tenant and then said they were going to look into whether she had the correct mortgage and if she didn't it was an offence with no consent to let. What does this mean for my friend?
  • How likely are The Mortgage Works in granting Consent To Let on a maisonette? Agents have had it on the market for two months. I need to sell but I'm worried that given the lack of interest I will need to rent out the property in order to cover the mortgage to The Mortgage Works (I do not now reside there). I would prefer to come clean with The Mortgage Works than keep them in the dark but I'm not sure how understanding they would be.
  • I found tenants for my property a year ago and didn't tell The Mortgage Works. I have a five year domestic mortgage (large amount of equity in it, no arrears) and want to let The Mortgage Works know and get consent to let for the remaining 24 months of my mortgage . I am unsure what to do.
  • I have had a The Mortgage Works mortgage on a house since 2000. Since then I've married and live in my husband’s home. My property is currently unoccupied and have a choice to sell or have someone rent. Obviously this will not be a short term proposition as the probability of moving back is low. What should I tell The Mortgage Works in order to get consent to let?
  • I am fixing my residential mortgage with The Mortgage Works but as a result of my job I will probably have to go abroad for a couple of years. Will The Mortgage Works allow and give consent to let and there be any penalty
  • My wife and I may have to lease our home temporarily due to a new job. This will be for a limited period but perhaps for threeyears. Should I tell The Mortgage Works or it is wise to keep my head down?
  • We've spoken to someone at The Mortgage Works about switching our current homeloan to consent to let (the current fixed rate ends in spring next year). Can I just confirm that I need to formally put the request in writing setting out our change in circumstance to The Mortgage Works? Where do I need to post it to?
  • I would like to get consent to let from The Mortgage Works for a couple of years until I can move onto a BTL. Is this feasible