Need Help?

Need professional advice for your consent to let with The Mortgage Lender Limited? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to The Mortgage Lender consent to let

  • What information do The Mortgage Lender need to to decide whether to grant consent to let. I have a two year fix with them. I have a good track record of mortgage payments over several years. I am planning a move to Westminster owing to the family getting bigger. My financial situation has not deteriorated and in fact my annual income has increased by thirty per cent since I took the mortgage out.
  • I'm planning to remortgage my one bedroom ground floor purpose built flat, currently let out under consent to let from The Mortgage Lender, onto a BTL rate as we will not be moving back into it now since we have our family home. So, I'm assuming I need a specialist broker for this and I am not really familiar with what my options are. Are you able to offer any advice on a good broker service specialising in BTL?
  • I would appreciate some feedback as to whether consent to let from The Mortgage Lender is the right strategy for me. I acquired my property last July by porting an existing The Mortgage Lender mortgage product. My fixed rate expired two months ago I'm probably going to be moving in with a new partner. I would prefer not to sell my house yet because I'm unsure of whether the new move will work out. I just wanted an idea of whether a consent to let from The Mortgage Lender would be possible?
  • I plan to lease our current apartment out shortly after we find a new house. This is to be done with consent to let from The Mortgage Lender. As of now the property is in my name but I am a top rate tax payer. Do I need to do a Transfer of Equity to her or should I enter into a Declaration of Trust?
  • I am considering moving overseas for work and would like consent to let from The Mortgage Lender whilst I am away. Is the way forward to prepare a letter requesting consent to let and mail it to The Mortgage Lender? The point of renting the property isn't to make money but to retain the house in case things don't work out
  • At the moment I do not have consent to let by The Mortgage Lender but I would like to apply, An opportunity has arisen which might involve me working away for eighteen months. But want to keep my home for my return - can you help?
  • My wife and I are intending to switch mortgage provider to The Mortgage Lender for a fixed rate but during this period would need to rent the flat out for approximately one year. Do The Mortgage Lender consent to let on fixed rate home loans and if so, what are the costs.
  • I hope to purchase a new house but can't afford to sell my existing apartment with a The Mortgage Lender mortgage. Do you know the criteria for The Mortgage Lender to grant consent to let? Is getting married and having kids a good enough reason to to ask for consent to let?