Consent-to-let Help for The Mortgage Business

The Mortgage Business Consent to Lease Example Support Desk Enquires

• What is the difference between consent to let and changing to a buy to let mortgage? Also is the property subject to Capital Gains Tax if sold?
• I own a garden flat but I am rarely there, looking into the possibility of renting it out. My mortgage is with The Mortgage Business, would I have to convert my mortgage rate or should I apply for consent to let?
• We purchased a house in 2006 with the help of a housing association, I own 50% through bank loan and rent the remaining half. In January 2014 I bought a new home. I rented out my first property and moved to my new property. I gained consent to let from my lender and I believed I had consent to let from the housing association. Yesterday I was contacted by the housing association saying they had nothing on record to say I had their permission to sublet. What are my options?
• I moved out of my flat about five months ago but didn't get around to get a consent to let letter, primarily because the mortgage fix rate period is ending next month and I am considering a remortgage anyway. I want to ask for consent now, is that going to be forthcoming?
• I'm wanting to know how to go about getting consent to let from The Mortgage Business and any costs involved. Last week I moved in with my husband and have a colleague renting from me.
• Can you help with a question...if consent to let is given by The Mortgage Business would it usually be restricted to a time limit, such as one year?
• I plan to buy a new home but can't afford to sell my existing apartment with a The Mortgage Business mortgage. Do you know acceptable terms for The Mortgage Business to grant consent to let? Is getting married and having children a sufficient reason to seek consent?
• Would a previous extension to a mortgage term with The Mortgage Business be held against us when we applied to The Mortgage Business for consent to let.