Need Help?

Need professional advice for your consent to let with The Chorley & District Building Society? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

The Chorley & District Building Society consent to let: Q and A’s

  • Do I need consent to let from The Chorley & District Building Society or can I lease out my garden flat without telling The Chorley & District Building Society and having to switch to a B2L loan?

  • I have just been on a call with The Chorley & District Building Society and they tell me that it has been brought to their attention that I am letting out the one bedroom apartment despite having a domestic mortgage. I moved out a couple of years ago for childcare reasons, couldn't sell and so had little choice to let out the property. Are you able to advise me on the consequences will be for me not getting consent to let?
  • My partner and I are FTBs, presently renting. We would ideally like to buy a studio flat in Sutton. We want to move there, but will need to wait for a job - perhaps 2-3 years. Would we need to seek a buy-to-let mortgage? Could we have a normal mortgage with The Chorley & District Building Society, because we intend to move there soon? Or could we move there for half a year, then start renting it with consent to let from The Chorley & District Building Society? I'm only evaluating options that are entirely legal, and have no intention of breaching the terms of the The Chorley & District Building Society mortgage.
  • As we are relocating and failing to find a buyer for our flat, we are thinking about renting it out. Is it imperative to advise The Chorley & District Building Society? If we do, I think they will want to change our mortgage to buy to let and increase rate which we can't afford. I was thinking that as long as I continued making my monthly payments it shouldn't be an issue, but am now worried about insurance implications if I have let my property out on the sly. Any feedback?
  • I am nine months into a five year standard mortgage with The Chorley & District Building Society. Just enquiring whether it's permitted to rent out the flat on my current mortgage. Will The Chorley & District Building Society issue consent to let?
  • I don't currently have consent to let by The Chorley & District Building Society but I would like to change to one, I am looking at working away for eighteen months. But want to keep my home for my return - are you able to help?
  • I have had my mortgage with The Chorley & District Building Society since 2005 with no arrear If I asked for consent to let would I get a positive response?
  • I am a The Chorley & District Building Society borrower. I would like to apply for consent to let my home. I have been waiting for a response from The Chorley & District Building Society. Could you please check and help?