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Need professional advice for your consent to let with State Bank of India UK? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to State Bank of India UK consent to lease

  • I purchased a house in 2011 for 230,00 with State Bank of India UK. I got married to someone in the forces so moved in to married quarters in Gibraltar and now wish to have to get consent to let from State Bank of India UK. Will they grant permission?

  • Is consent to lease required from State Bank of India UK or can I lease out my garden flat without telling State Bank of India UK and having to transfer to a buy-to-let mortgage?

  • My plan is to let my three bedroom ground floor purpose built maisonette out from mid June next year as I will be going for a few months. I have a residential mortgage with State Bank of India UK. I will not be letting for more than six months. Most likely it will be four months. I have been told to get consent from my freeholder first? Please can you suggest what I should be doing in what order?
  • I have found myself in the accidental landlord category and without consent to let from State Bank of India UK. I had to vacate my flat for work reasons, so now rent in another part of the country. I originally tried to sell the flat, but prices were depressed, which meant I was in negative equity. This was three years ago in 2011, the value has gone up and has allowed me time to save. I am in now in a position where I can now switch to a BTL mortgage and would like to remortgage at the same time. My concern is, will changing mortgage providers possibly alert State Bank of India UK that I have been letting without consent to let? I appreciate that I shouldn’t have done what I did, but circumstances backed me into a corner. Have I committed a criminal offence?
  • My OH and Iwould like to let the family home and buy other. What do I need to supply State Bank of India UK to obtain consent to let?
  • My State Bank of India UK mortgage rate finishes next June can I switch to a interest only with consent to let?
  • I have a mortgage with State Bank of India UK taken five months ago where I moved from another mortgage provider. Can I now rent my property with consent to let from State Bank of India UK as I am planning to buy a further property.
  • Me and my husband may need to lease our home temporarily due to a new job. This will be for a limited period but no more than twoyears. Should I tell State Bank of India UK or it is wise to keep quiet?