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Need professional advice for your consent to let with Stafford Railway Building Society? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Stafford Railway Building Society consent to let

  • Colin (my husband) and I may need to rent out our Lambeth home temporarily due to a new job. This will be for a limited period but possibly for as long as seven years. Do I inform Stafford Railway Building Society or am I best advised to remain silent?

  • My friend has let her property from the same landlord for almost two years. Over the last six months my friend has been receiving letters from Stafford Railway Building Society (it is apparent from the envelope). Inititially she forwarded them to her landlord’s address. My suspicions were aroused as none of the landlady's post was supposed to be going there. So I went to my friends house and called Stafford Railway Building Society on her behalf. The guy I called at Stafford Railway Building Society asked all sorts of questions, the landlord’s name her current address, the tenant's name and then said they would investigate whether she could legallylet out the house or if it was an offence with no consent to let. What does this mean for my friend?
  • My fiancee and I are first-time buyers, currently renting. We want to buy a three bed flat in Barnet. We want to move there, but will need to wait for a job - perhaps a couple of years. Do we have to seek a buy-to-let loan? Could we take a residential mortgage with Stafford Railway Building Society, because we intend to move there soon? Or could we move there for a couple of months, then start renting it with consent to let from Stafford Railway Building Society? I'm only willing to consider scenarios that are completely legitimate, and have no intention of breaching the terms of the mortgage with Stafford Railway Building Society.
  • Last week offered a job abroad and wondering if it's worth letting my house out. Will Stafford Railway Building Society allow me to change mortgage or give me consent to let? Should it not be available I will have to consider if I should accept the promotion. I have no objection to paying more as I intend to come back and live in my home after twenty four months. I'm not doing it to to make money. Just really like my property and want to return to it one day.
  • I want to take in lodgers for my studio flat in Enfield which I live in. My mortgage is with Stafford Railway Building Society. How do I go about getting a consent to let?
  • My partner and I would like to obtain consent to let on a house where we have a mortgage with Stafford Railway Building Society. If issued, how long would consent be given for? In seeking consent to let from Stafford Railway Building Society are we running the risk of them forcing us to change deal to BTL
  • I have a homeowner homeloan with Stafford Railway Building Society. I purchased the property in November this year. What are the options and criteria for consent to let.
  • Just a quick one. Will Stafford Railway Building Society force me into a consent to let product whilst in a fixed rate product for twenty four months?