Need Help?

Need professional advice for your consent to let with St James Place Bank? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to St James Place consent to lease

  • We just obtained consent to let from St James Place. After some effort, St James Place have issued me with ‘consent to let’ confirmation . The conditions attached to the consent refer to an assured shorthold tenancy. Can you explain what this is?

  • My granddaughter is going to work overseas for twelve months and wants to rent her apartment out. She has a St James Place fixed rate mortgage on repayment and wants consent to let the property as well as switch to interest only. What does she need to do?
  • Existing flat valued at £150k. St James Place mortgage owing £25k with 5 years left. Apply for consent to let from St James Place for current residence and use rent to pay off the last few years of the loan. Apply for 75 per cent St James Place mortgage on new property that I will consider to be my primary address? Can this be done?
  • What is the maximum period of time allowable to St James Place that I would be able to let my property without being required to switch mortgage or sell my house? Essentially, my boyfriend has asked me to move in with him and I really don't want to sell my house. I would like the comfort of knowing I still have my own property.
  • Were we to ask for a consent to let letter by St James Place will we be forced to change to buy to let mortgage? We are with St James Place and as houses are not selling at the mo and we have seen one we like we were considering letting our home out in order to buy the new and dispose of this one when the value picks up.
  • Wewould like to let the family home and purchase another. What do I need to supply St James Place to get consent to let?
  • We are trying to find out which mortgage providers are best for granting consent-to-let without raising rates, and hopefully permitting in excess of 2 years if necessary. Is that something you can help with? We are particularly interested in St James Place
  • I am already letting out my flat but may have been found out. I have five months remaining on my fixed rate. Is it simple to get consent to let from St James Place. Is it just a five minute phone call, pay the charge and that's it?