Need Help?

Need professional advice for your consent to let with St James Place Bank? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to St James Place consent to lease

  • Exciting times as my partner and I intend to relocate to Tokyoin Month, initially short-term but conceivably longer term. We have just applied to St James Place to obtain consent to let out the property (we have already found tenants). I have had a mortgage with St James Place for three years and I have never had any arrears. St James Place inform me, that even if they give permission, that this will be a temporary arrangement for 12 months. After the year is up what happens next?

  • We are first-time buyers, currently renting. We would ideally like to purchase a ground floor flat in Bromley. We want to move there, but will need to wait for a job - perhaps a couple of years. Do we have to seek a B2L loan? Would it be possible to have a 1st time buyer mortgage with St James Place, even though we won't be moving in straight away? Or could we live there for half a year, then start renting it with consent to let from St James Place? I'm only willing to consider scenarios that are entirely legal, and have no intention of contravening the terms of the mortgage with St James Place.
  • I am a landlord having served eviction orders on a tenant who had not paid rent. The relevant claims have been issued. The tenant's defense for non payment is premised on the claim that I I failed to obtain consent to let my one bedroom apartment from my lender St James Place
  • Require some information regarding leasing a property and consent to let. Later this year I want to move in with my partner. The council would like to rent my flat for 5 years guaranteed with rent and service charges covered. The mortgage is with St James Place. Please help
  • We have already let but only just realised St James Place ought to have been advised and consent to let sought - what's the best course of action now?
  • My fiance and I are 12 months into a five year standard mortgage with St James Place. Just enquiring whether it's permitted to lease out the property on my current home loan. Will St James Place give consent to let?
  • Interested to know if if consent to let would be forthcoming from St James Place in order to move back in with my parents for 12 months and save the cash to extend the lease on my property?
  • I am looking at some alternative lifestyle. I have a St James Place mortgage, if I become a non-UK resident but wish to rent my UK house, ...what do I need to do to get consent to let. Can this be obtained on the phone ?