Need Help?

Need professional advice for your consent to let with St James Place Bank? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to St James Place consent to let

  • I have been letting out my flat with "consent to let" from St James Place on a residential mortgage for the previous two years. St James Place have advised of their intention of withdrawing their consent to let if we do not swap to one of their "buy to let" deals.

  • I am a first time buyer looking to purchase a detached house in St James Place. I have a healthy deposit and expect a mortgage from St James Place. My predicament is that my fiancee owns a apartment in Maida Vale and I anticipate moving in next month, at which point I would have to let out my house. I have heard of consent to let but it does not sound like a positive outcome is assured. Can you offer any advice?

  • I have been naive in failing to advise St James Place that I’m letting my house out. I would like rectify the situation and apply for consent to let. If St James Place says yes, is there any way of them learning that I’ve already been renting it without consent?
  • Hi, I have consent to let my house with St James Place and am about to give my tenant 2 months notice as I intend to sell the property. I am concerned about the property being empty once the tenant leaves and finding a purchaser. Not once have I defaulted on the account, is it likely that I would be able to take payment breaks pending the sale of the property?
  • I’ve already been told to write a letter to St James Place to obtain consent to let, I'm just trying to find some guidelines on the letter? What I should or shouldn't include?
  • How do I go about getting a consent to let application form from St James Place and how quickly can I get the consent?
  • We took out a mortgage with St James Place a few months ago and although it's only a possibility we may have to relocate around next September or October and would like to be able to let our house out. Would this be possible with a residential mortgage?
  • I'm mulling over a remortgage offer with St James Place and it's likely I will require consent to let at some point in the fixed period. Are there any fees I should be aware of?