Need Help?

Need professional advice for your consent to let with St James Place Bank? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to St James Place consent to lease

  • I am a FTB looking to purchase a 2 bedroom house in St James Place. I have a significant deposit will be getting a mortgage from St James Place. My predicament is that my partner has a flat in Nuneaton and I can foresee myself moving in next month, when I would want to let out my property. I I know that consent to let is needed but it does not sound like there is any certainty. Can you offer any advice?

  • May I ask if it is possible to get a consent to let with non-commercial mortgage through St James Place? We are looking to relocate to Havering to live nearer to our children’s university, but we are unsure if the relocation will be beyond a year.
  • My husband and I have just sorted our rates for another fixed five years with St James Place. However, I went to an interview and basically I accepted the job offer in Newham. I'm going to rent a two bedroom flat for the family in Enfield as we don't want to sell the house and moreover we might come back within a couple of years.... We really have no idea how things will go. We called St James Place but we would appreciate your take on the situation. How is it to obtain consent to let in that case as we just got a fixed 5 years rate we would not want to lose this rate.
  • My husband and I are in a tricky mortgage scenario in the last couple of month. We have to rent our flat with consent to let and move to a different location due to schooling. We are about to rent a house. We are finding it extremely difficult to find a better mortgage deal for our consent to let home. Is there is a list available as to which lenders grant consent to let and what their conditions are?
  • If I am tied into a fixed rate with St James Place but am thinking of letting out my property, is there a charge for consent to let from St James Place and does the interest rate alter?
  • I have St James Place mortgage and am thinking of renting out the property. I am lead to believe that I would require consent to let to do this...is that true ?
  • I have had my mortgage with St James Place for the previous twenty months and I am interested in finding out some more information about the possibility of getting 'consent to let’.
  • I am interested in consent to let for my home mortgaged with St James Place. How do I move forward? Do I have to call St James Place and get them to agree?