Need Help?

Need professional advice for your consent to let with St James Place Bank? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to St James Place consent to let

  • My partner and I intend to relocate to Perthin Month, initially short-term but potentially longer term. I'm in the process of writing to St James Place for consent to let out the home in St James Place. I have had a mortgage with St James Place for 7 years and the account is up to date with no current arrears. St James Place inform me, that even if they consent to the letting, that this will be limited for a single year. And then what?

  • I have been granted consent to let via St James Place for some time now yet they now wish to speak with me and I expect their motivation will be to get rid of me. Do you have any suggestions as what I can do next?
  • I have a three bedroom leasehold flat with a St James Place mortgage and have a lodger in the one of the room. I am about to take a job in a different city and will rent there. My lodger doesn't want to leave so is willing to pay an increased rent. Must I apply for consent to let from St James Place?
  • For a couple of years now I have had a mortgage with my fiance on our house which is up for renewal 13th December. I am having to relocate to Birmingham for my Job in November. What are the chances of being able to switch to a consent to let mortgage with St James Place?
  • We are soon to change mortgage provider to St James Place for a fixed rate but the likelihood is that I will need to rent the house out for just under one year. Do St James Place consent to let on fixed rate home loans and if so, what are the procedures.
  • Can I remortgage to St James Place from my current lender, with a consent to let or do I need a let to buy mortgage, and if so what are the LTV's?
  • My work commitments are changing and this could result in mebe in different places a lot and as such I wish to understand the process for seeking consent to let with St James Place
  • What are the implication if a borrower has already let the property for a number of years as an HMO and now want to go legit with St James Place by obtaining consent to let ? (assume St James Place had already issued a homeowner mortgage previously)