Need Help?

Need professional advice for your consent to let with Secure Trust Bank PLC? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Secure Trust Bank consent to let

  • I had a chat with a IFA friend last week. She said that were I to decide to move abroad with my job for a period then I should not apply for consent to let from my lender (Secure Trust Bank) until at least two weeks before I plan to lease out my house. Am I to understand that I have to find a tenant first and then obtain a consent to let?
  • My daughter is going to work abroad for twelve months and wants to let her flat out. She has a Secure Trust Bank fixed rate mortgage on repayment and wants consent to let the property as well as transfer to interest only. What does she need to do?
  • I have a Secure Trust Bank mortgage on a flat I own, in Newham. Last month, due to a change in personal circumstances I decided to let out the apartment, and rent an alternative property in a different area within same loc. The personal situation that altered is that I started living with my partner, and the flat is not big enough for us. I would rather not sell the flat because the current market value is significantly lower than the market value when I purchased the property seven years ago. I wrote to Secure Trust Bank for a consent to let which was refused as they considered that I wanted to invest in the flat. The whole process was very stressful and frustrating. There is a sense of urgencybecause there is already a prospective tenant waiting for this consent to let and could withdraw.Please call me to discuss
  • I have let out my studio flat in Bromley for the past two years, and I didn't realise that I had to have consent to let. I would like to do things properly. Would this be an issue?
  • What is the longest period that Secure Trust Bank is willing to grant me the Consent To Let for?
  • I previously took a mortgage with Secure Trust Bank, but I have to get consent to let for approximately 12 months as my partner is unwell and is struggling to balance work with the hectic environment we are living in. We want to take a break for twelve months (by living near her mum and dad and having their help) in a greener more relaxed suburb of Liverpool.
  • Our Secure Trust Bank mortgage is coming up for renewal. We would like to apply for a new fixed rate mortgage and then apply for a consent-to-let. Is this possible? We don't use the house much now that our kids have grown up, and would be better used as a rental.
  • Me and my wife have had my home loan with Secure Trust Bank since 2004 with no arrear If I sought consent to let would I get a positive reply?