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Need professional advice for your consent to let with Scottish Widows Bank plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Scottish Widows consent to let: Q and A’s

  • I currently let out my flat in Hillingdon. I didn't apply for consent to let. I moved to Aldershot for work relocation purposes and couldn't do a commute but was worried that Scottish Widows would charge me a small fortune so I decided to take the risk. I'm hoping to legitimise it now... basically carry on letting it but with consent. What course of action do I take now?
  • I'm looking to acquire a one bedroom apartment in Harrow. I am only looking to be there for a year, and subsequently move into a larger apartment. As opposed to disposing of the prior apartment I would like to let it out so that it becomes an investment. Do you know if Scottish Widows would give consent to let in such a situation?
  • My husband and I have just sorted our rates for another fixed five years with Scottish Widows. Some weeks later, I attended an interview and basically I accepted the job offer in Lambeth. I'm going to rent a small flat for the family in Barnet as we don't want to sell the house and moreover we might come back within a couple of years.... We really don't know whether it will work out. We called Scottish Widows but we would appreciate your take on the situation. How is it to get consent to let in that case as we just got a fixed 5 years rate we would not want to lose this rate.
  • Can you explain exactly what sort of service you provide - I have a home loan with Scottish Widows and I would like to apply for consent to let - do you effectively help with the application for this and help answer questions related to it?
  • Can I get an interest only mortgage with consent to let when my current Scottish Widows deal runs out April 23?
  • Do I require consent to let if I let to a family member (in my situation my mum now lives there and contributes towards the Scottish Widows mortgage)?
  • Just wanted to know what needs to be provided to Scottish Widows in order to get consent to let? I just finished a three year fixed mortgage and thinking of moving to another property with my wife.
  • Will I need consent to let from Scottish Widows if I am planning to occupy the property myself for part of the year? Furthermore if I receive consent to let for a limited time, say up to two years, what happens after that.