Consent-to-let Help for Santander

Santander consent to let: Q and A’s

• Me and my husband have a Santander mortgage and are are up to date with payments, both employed etc. Can you tell me how much it will cost and if Santander usually grant consent to let without changing to a commercial rate?

• I am a couple of years up in a five year fixed term mortgage and planning to take an overseas job so would like to rent out my flat for 2 years. My LV is about sixty per cent. Are you able to clarify whether Santander will load the interest rate for consent to let for the period that the property is tenanted?
• Due to meet with my broker on Tuesday. I will apply for Consent to Let from my current lender Santander. My new property in Hounslow will be 75% LTV. Heard whispers that some lenders dont want consent to let borrowers and I may have issues regarding my new mortgage. Am I likely to encounter this problem?
• My husband phoned Santander on Friday regarding consent to let. He is expecting a call back. We have put an offer in on a garden flat that has been provisionally accepted so would like to know how likely it is that we will receive consent to let with Santander?
• How likely is it that I can retain my existing homeowner mortgage with Santander if I start renting out? If the consent to let is issued will they tie me into an increased rate?
• My mortgage has been with Santander for seven years. I would like to apply for consent to let my home. I have been waiting for a response from Santander. Could you please check and help?
• I am looking to get consent to let with my Santander residential mortgage. It is a detached house. Will Santander grant consent on this basis? Or would it be regarded as an HMO?
• I have spoken to someone at Santander about switching our current homeloan to consent to let (the existing 2 year fix expires in summer 2016). Can I just confirm that I need to send a letter explaining our change in circumstance to Santander? Where do I need to send the letter to?