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Need professional advice for your consent to let with Santander? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Santander consent to lease

  • I am about to email my lender Santander justifying the following reasoning for my request for consent to let ; "I am having difficulties with the mortgage and thinking about a to move back with my parents but can't sell. I wish to avoid defaulting on the mortgage and have thought about returning the property to you. If you granted consent to let this will likely solve things." Is this likely to convince them to grant me consent to let?
  • My flat has a mortgage against it with Santander and I have been letting out my flat omitting to get consent to let, which I am now led to believe means I am in breach of my mortgage Ts and C’s. They may have suspicions that I am not residing there. Is my only option is to dispose of the flat prior to being repossessed?
  • I have been reckless in failing to inform Santander that I’m renting my studio flat out. My most recent tenants have left the place in a state and I need to claim on malicious damage. I’m afraid that my insurer will contact Santander, and secondly if they do inform them, what are they likely to do given the absence of consent to let?
  • Please explain "consent to let" to me? I live in a 1 bed apartment and its in good condition. It has been on with agents for two months and I can't find a buyer. This is probably due to an longstanding feud with the family next door. I was obliged to put it on the disclosure sheet. Mortgage is with Santander on a fixed rate. It has been suggested to me that I should get consent to let via Santander and lease the property to tenants.
  • We are about to buy a property and plan to live in it once we have renovated but we may need to let the property out but not sure what the rules are on consent to let from Santander? We don't need a buy to let mortgage because we are not certain if we will need to let it out at all
  • I would like to find out more about how to get consent to let on a property. In particular what is the procedure for consent to let if you have a homeowner mortgage with Santander
  • I am hoping to fix my homeowner mortgage with Santander but as a result of my job I might have to go abroad for a couple of years. Will Santander allow and grant consent to let and will any penalties be applied in such a situation
  • Is consent to let required from Santander if I am planning to reside in the apartment myself for half of the year? Furthermore if I receive consent to let for a period of time, say up to two years, what happens thereafter.