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Need professional advice for your consent to let with Santander? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Santander consent to lease

  • Within the next few days I intend to ask Santander to obtain consent to let out my house in Santander. However I have put the house on the market but there is no interest and paying a full mortgage, council tax and insurance on vacant house is a financial drain. How are Santander going to react if I have the house on the market?

  • I have a colleague who is talking about leasing their house out and moving in with partner. She has a house in Havering and has a £80k home loan with Santander. What would she need to do to get consent to let if she decides to move forward.
  • I have a Santander mortgage with my twin and want to move out and get a new mortgage with my partner. How do I proceed with taking in a lodger? Is consent to let necessary from Santander? My twin will stay in the flat
  • Much to my surprise I have just been presented with an excellent career opportunity for eight months in New York. I do have sufficient cash reserves to pay the monthly Santander mortgage however the block insurance stipulates that the property must be occupied in order to be valid. Last winter the roof suffered storm damage but was repaired. Should there be any problems during the winter months I would struggle to cover the repair costs. How likely is it that I will get consent to let via Santander for the period I am overseas?
  • My husband and Iwant to let the family home and buy other. What do I need to show Santander to get consent to let?
  • Do you know whether Santander will accept rental income on consent to let for affordability purposes or does it need to be on a buy to let ? Would Santander let me raise capital based on the rental revenue ?
  • I am fixing my homeowner mortgage with Santander but as a result of my job I will probably have to go abroad for few years. Will Santander allow and give consent to let and there be any penalty
  • What happens if a borrower has already rented out the property for some years as an HMO and now wish to go legit with Santander by getting consent to let ? (assume Santander had in the past issued a homeowner mortgage in the past)