Need Help?

Need professional advice for your consent to let with Santander? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Santander consent to lease

  • Bottom line - if worst comes to the worst what action Santander can take if I have rented my property if consent to let is not first obtained?

  • I would like to let my garden flat out from the end of June this year as I will be going for a few months. I have a homeowner mortgage with Santander. I will not be letting for more than 6 months. Most likely it will be five months. I have been told to seek consent from my freeholder first? Please can you suggest what I should be doing in what order?
  • I have a prevailing Santander mortgage on a property from 2010. Since then I've married and live in my husband’s home. At the moment the property is vacant and we either need to sell or have someone rent. Chances are that this will not be a short term agreement as I can't see me move back in. What should I advise Santander in order to get consent to let?
  • I have an annex that my mother is planning to move out from. As my property is large I was considering moving into the annex and let the rest out. This is also due to change in my personal situation. Would I require consent to let from Santander?
  • My current mortgage is with Santander, but I am going to need to get consent to let for about 12 months as my partner is unwell and is struggling to balance work with the hectic environment we are living in. We want to take a break for twelve months (by living near her parents and getting their help) in a greener less intense area of London.
  • I am thinking about moving in with my girlfriend but do not want to to sell my property. How do I go about applying for consent to let from Santander, and what are the chances that this will be given?
  • I am potentially moving in with my girlfriend at her home and would like to rent out my property that I purchased last year, I'm just not sure of the process as my property is my first home. What hoops do I need to jump through to gain consent to let from Santander If I obtain consent would my mortgage payments rise?
  • In the event that I was successful in obtaining consent to let from Santander, could I sell during the consent period? Is it possible that I would incur any penalties?