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Need professional advice for your consent to let with Santander? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Santander consent to lease

  • I have a shared ownership property in Havering and will be looking to buy out the rest of the property. However, in the future I may be working in Kenya for a short period of time so would like to know what approach Santander take to consent to let as I am considering a remortgage with them. I am by no means sure that a mortgage can be obtained on my property but in the meantime can you provide further detail on their consent to let policy?
  • I have a Santander mortgage on an apartment I own, in Lewisham. Last month, due to a change in my circumstances I decided to rent out this apartment, and rent another property in a different area within same loc. The personal situation that altered is that I started living with my partner, and the flat is too small for our needs. I do not want to try to sell the flat because the current market value is 20% less than when I bought the flat eight years ago. I wrote to Santander for a consent to let which was refused because they considered that I wanted to invest in the flat. Any insight would be greatly appreciated, as this is really stressing me out. The matter is urgentbecause there is already a prospective tenant waiting for this consent to let and may pull out.I look forward to hearing from you
  • Me and my fiance may be given an opportunity to work in a different office in the UK for a three months and wish to know if we can lease out our current apartment. It is a two year fixed rate and we are seven months into the mortgage with Santander. We have lived at the property for over five years. The LTV is 70%. What are the chances of obtaining consent to let from Santander? What charges can we expect to pay etc
  • Me and my husband bought a apartment in Leeds and will be relocating to Cornwall at the beginning of February. I have a letting agency and tenant lined up. I was planning to keep quiet as I'm concerned Santander will insist that I change my mortgage rate over to a buy to let and am unable to afford that. I appreciate that it would be preferable to get a consent to let via Santander but am afraid if I come clean it would lead to a whole host of problems
  • I am looking at moving abroad for work and would like consent to let from Santander whilst I am away. Is the way forward to prepare a letter requesting consent to let and send it off in the post to Santander? Letting the property isn't to make money but to keep the property in case things don't work out
  • We have a mortgage with Santander at the moment and just wondering whether Santander currently allows consent to let
  • I am considering relocating with work and would need to rent my property out. I have a mortgage with Santander. My property is worth approx £250k and owe £57k on it. How likely is it that Santander increase my mortgage rate?
  • My fiance and I have a mortgage with Santander and would be thinking about buying another main residence and then subsequently letting our current home out. Would I require consent to let from Santander?