Need Help?

Need professional advice for your consent to let with The Royal Bank of Scotland plc One Account? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to RBS (One Account) consent to lease

  • Doing everything by the book I’ve been leasing out my house with "consent to let" from RBS (One Account) on a regular mortgage for the previous two years. RBS (One Account) have just written retracting their consent to let unless we move across to one of their "buy to let" products.

  • Last year my wife and I bought our council flat, in Hackney,recently valued at £175k. It was paid for in full from our own funds, mortgage fee. We can't sell (without repaying back a significant amount of the discount) before 5 years have gone by. Regardless, we want to retain it as a investment property to lease out. We wish to release some equity via a RBS (One Account) mortgage. Will consent to let be given?
  • My flat valued at £97,000. Outstanding mortgage £30k with six years to run. Seek consent to let via RBS (One Account) for current apartment and use income to pay off the last few years of mortgage. Take out 75 % RBS (One Account) mortgage on new flat that I will consider to be my main residence? Is this feasible?
  • My fiance phoned RBS (One Account) on Wednesday regarding consent to let. He is expecting a call back. We have put an offer in on a maisonette that has been provisionally accepted so would like to know how likely it is that we will receive consent to let by RBS (One Account)?
  • I am looking to RBS (One Account) to grant consent to let out my home in Southwark. I am moving to India for 5 months on a secondment.
  • I already have a mortgage with RBS (One Account), but I will soon to need move out for approximately a year as we need to be nearer to my wife’s parents. Will RBS (One Account) give consent to let?
  • Is it possible to refinance with RBS (One Account) with consent to let if my fixed rate is about to expire. Circumstances would not have changed.
  • I am trying to find out if RBS (One Account) will grant consent to let in a situation where we need to move closer to relatives in a different house albeit that we may move back the future if circumstances change.