Need Help?

Need professional advice for your consent to let with The Royal Bank of Scotland plc One Account? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to RBS (One Account) consent to lease

  • I am currently in the process of emigrating to Germany . Rather than sell up, I would prefer to rent my current property out, just in case things turn sour and I decide to come back in a couple of years. The current mortgage is with RBS (One Account). Would I be able to remortgage with another mortgage lender on a much lower interest rate then apply for Consent to Let once the refinancing has completed?
  • What is the process for obtaining consent to let from RBS (One Account)? What documents do they ask for? is there a fee to pay? Is consent generally limited in time and if so, for how long? Do I need to renew it every year? What if I obtain a consent but decide not to rent the property out?
  • My fixed rate runs out late 2016 and I wish to fix for a further 4 years with RBS (One Account), hopefully rates will remain low. In in next couple of years I may wish to move temporarily to a different city. How simple is it to get consent to let from RBS (One Account) in these circumstances? Assuming that monthly rent payments would be about £300 above the RBS (One Account) mortgage payments.
  • Our present property in Lewisham has probably about £95K equity with a mortgage with RBS (One Account). It's a nice family house in a popular location and I think it would rent well. We are possibly moving for my partner’s work and were considering holding onto the house on as an investment property - would we need to change the mortgage to a buy to let product or can we get consent to let from RBS (One Account)?
  • We are looking for some initial help re consent to let? We have a mortgage with RBS (One Account) and are thinking of renting the place out for a couple of years, but cannot really afford to switch to a buy to let rate. The estate agent mentioned something about a content to let
  • I’ve already let but only just dawned on us that RBS (One Account) ought to have been informed and consent to let applied for - what's the best course of action now?
  • The prevailing mortgage is with RBS (One Account), but I am going to move out for around a year as we need to be closer to my wife’s father. Will RBS (One Account) issue consent to let?
  • I am looking for some generic information on consent to let. I currently have a mortgage in place with RBS (One Account). I have been given licence to sublet my GFF from the managing agents and they asked if I have consent to from RBS (One Account).