Need Help?

Need professional advice for your consent to let with The Royal Bank of Scotland plc One Account? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: RBS (One Account) consent to let

  • My question does not relate to consent to let, I was enquiring as to whether you have an contact details for a dedicated RBS (One Account) help desk who processes consent to let applications. RBS (One Account) has a first charge over my house.
  • My daughter is going to work abroad for twelve months and would like to let her flat out. She has a RBS (One Account) fixed rate mortgage on repayment and wants consent to let the property as well as transfer to interest only. What does she need to do?
  • I am a landlord having served eviction orders on a tenant who is in arear of rent. The relevant claims have been issued. The tenant's defense for refusal to pay is built on the assertion that I lack consent to let my one bedroom apartment from my mortgage company RBS (One Account)
  • I may have the chance to go and work abroad in a couple of years. I am therefore possibly scaling down to a newbuild apartment in Harrow which I could rent out with less difficulty when the time comes. I would aim to retain 50% equity in the new property which would be my home for a while. My existing mortgage co limits consent to let for a year. I anticipate renting it out longer term and not having consent could land me in a whole heap of trouble. BTL seems unnecessarily expensive when I will be living there, perhaps for 2-3 years initially. What product do I ask for, and from whom? Would, for example, RBS (One Account) give consent to let for a longer period?
  • Can I remortgage with RBS (One Account) with consent to let if my fixed rate is reaching it’s end. Circumstances would not have changed.
  • Do you know if I can retain my existing residential mortgage with RBS (One Account) if I start renting out? If the consent to let is issued will they tie me into an increased rate?
  • We have a mortgage with RBS (One Account) and would be thinking about purchasing another main residence and then subsequently renting our current home out. Do I need consent to let from RBS (One Account)?
  • I currently have a residential mortgage with RBS (One Account) and plan on letting due to work being based in Bristol. In asking for consent to let from RBS (One Account) do I run the risk of them forcing me to change deal to BTL