Need Help?

Need professional advice for your consent to let with The Royal Bank of Scotland plc One Account? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: RBS (One Account) consent to let

  • I am employed by a letting agency in loc and have been ask but a prospective tenant of a property for evidence of the ‘consent to let’ from the owners lender RBS (One Account). Is there a new law that has triggered this question?I have not come accross this before, is this a new legal requirement?

  • I have a RBS (One Account) home loan and am looking to gain consent to let as I would like to move to another apartment that I own. It would appear that you can assist. Is there a charge for this service?
  • I'm planning to remortgage our old ground floor flat, currently let out under consent to let from RBS (One Account), onto a BTL rate as we will not be moving back into it now since we have our family home. So, I'm assuming I need a specialist financial adviser for this and I am not really conversant with what is available in this area. Are you able to recommend a good broker service specialising in BTL?
  • I sought consent but I did not get it as I did a remortgage in June but Woolwich does not give consent if mortgage is less than 6 months old. Now I am worried when 6 months is gone are they going to find some other criteria that will not be ok. As a backup plan I can remortgage with RBS (One Account) but will they give me consent straight away?
  • We are applying to change lender to RBS (One Account) for a fixed rate but during this period would need to rent the flat out for approximately 12 months. Do RBS (One Account) consent to let on fixed rate home loans and if so, what are the costs.
  • We have a mortgage with RBS (One Account) and would be thinking about purchasing another main residence and then subsequently letting our current property out. Do I need consent to let from RBS (One Account)?
  • Do RBS (One Account) offer consent to let? I am just considering this in order to move house in the coming months
  • Does my LTV need to be at a certain ratio to allow me to apply for a consent to let from my mortgage lender RBS (One Account). Will it make a difference that I only recently out the mortgage two months ago?