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Need professional advice for your consent to let with The Royal Bank of Scotland plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Royal Bank of Scotland consent to let: Q and A’s

  • I am purchasing a garden flat in Brent. I am only looking to reside there for nine months, and subsequently move into a bigger property. Rather than sell the prior flat my preference would be to rent it out so that it becomes an investment. Do you know if Royal Bank of Scotland would give consent to let in such a situation?
  • I wish to rent out my existing property and want to purchase a bigger house for the family. I have a mortgage with Royal Bank of Scotland. Provided I get the consent to let as I understand lenders are more than likely to push me towards getting BTL mortgage when the fixed term comes to an end. Could I remortgage after two years with a different lender? Will it have to be buy to let mortgage and not a homeowner mortgage?
  • My fiance and I are hoping to release equity in my present house to buy an additional property which I propose to live in whilst I do it up. I would like to let out my first property with the Royal Bank of Scotland homeloan. I was just looking for a general view on whether Royal Bank of Scotland currently allows consent to let? House is worth £450 k with a £200k home loan in place.
  • Resulting from a change in personal circumstances my husband and I are housesitting my parents house while they are away and letting our home out. What is best way to approach my mortgage lender for a 'Consent-to-Let' ? We will need to remortgage in the next year will we then switch to a BTL product. We intend to return to our home at the beginning of 2017?
  • How much of my mortgage allowance will be made available to draw down on if I change my mortgage to a consent to let with Royal Bank of Scotland?
  • My partner and I are endeavouring to find out which lenders are best for granting consent-to-let without raising rates, and hopefully permitting in excess of two years if required. Is that something you can help with? We are particularly interested in Royal Bank of Scotland
  • Am I required to obtain consent to let if I let to a family member (in my case my father now lives there and contributes towards the Royal Bank of Scotland mortgage)?
  • My wife and I have an cottage in our garden. Do we need consent to let this from Royal Bank of Scotland? If so, what is the process if I would like to change my mortgage to consent to let?