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Need professional advice for your consent to let with Rooftop Mortgages Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Rooftop Mortgages consent to lease

  • Please explain "consent to let" to me? I live in a studio apartment and its in good condition. It has been on with agents for two months and I have had very few viewings. This is probably due to an ongoing feud with the family next door. I was obliged to put it on the disclosure sheet. Mortgage is with Rooftop Mortgages on a fixed rate. It has been suggested to me that I should get consent to let from Rooftop Mortgages and rent the property out.
  • I sought consent but I did not get it as I did a remortgage in May but Woolwich does not give consent if mortgage is less than 6 months old. Now I am worried when 6 months is gone are they going to find some other criteria that will not be ok. As a backup plan I can remortgage with Rooftop Mortgages but will they give me consent straight away?
  • It seems as though I will have the chance to go and work overseas in a couple of years. I am therefore possibly downsizing to a newer property in Greenwich which I could rent out more easily as and when required. The intention is to retain 50% equity in the new property which would be my home for a while. My existing lender will only issue consent to let for 12 months. I expect to be renting it out longer term and not having consent could result in a whole host of trouble. BTL seems wrong given that I will be living there, perhaps for 2-3 years initially. What product should I be seeking, and from whom? Would, for example, Rooftop Mortgages give consent to let for more than a year?
  • I have had a Rooftop Mortgages mortgage for less than a year but I discovered this morning that I am about lose my job. I would like how to go about applying for consent to let by Rooftop Mortgages
  • I are thinking about applying to Rooftop Mortgages to obtain consent to let our property, how long does it take from the point of sending the forms to us finding a letting agent and listing our house for rent? and are there any additional steps in the process?
  • I am after further information regarding consent to let home loans, potentially moving our existing mortgage with Rooftop Mortgages over to a consent to let one.
  • I currently have a residential mortgage with Rooftop Mortgages and plan on letting due to work being based in Bristol. In asking for consent to let from Rooftop Mortgages do I run the risk of them forcing me to change deal to B2L
  • I am looking at taking a job overseas and have been advised that I need to let Rooftop Mortgages know so my mortgage is under consent to let? Please could you clarify the best way deal with this?