Need Help?

Need professional advice for your consent to let with Rooftop Mortgages Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Rooftop Mortgages consent to let

  • I have my garden flat in Lewisham on the market but notwithstanding a couple of viewings there is a lack of interest so far. As a backup option I am considering leasing out the property if it doesn't sell. I dont anticipate a problem getting consent to let from the freeholder. My IFA has told me that in such circumstances I may be obliged to switch to a B2L mortgage yet the chances are that I don't have sufficient equity. What's the worst that could happen if I was to retain the existing Rooftop Mortgages mortgage and let the property out on the QT I was told that they can put a marker on you for mortgage fraud if they find out. Is that right?
  • I need to explore if I can receive consent to let on my current property. I have a mortgage with Rooftop Mortgages but my circumstances have changed. I'm about to move in with my partner and daughter who have a house and more room than my studio apartment. I don't think I can qualify for a buy to let loan as I don't have the funds for a deposit nor do I earn in excess of £25000 per annum.
  • My gf and I might have to rent out her flat, and I have a question regarding getting consent to do so. I know I need to inform Rooftop Mortgages and get a consent to let or transfer to a BTL mortgage. Given that the property is leasehold do we have to get consent to let from the residents association?
  • Me and my husband are in a complex mortgage scenario currently. We have to let our flat with consent to let and move to a different location to be nearer to our daughter’s college. We now rent a property. We are finding it really difficult to find a better mortgage deal for our consent to let home. Is there is a list available as to which lenders grant consent to let and what their conditions are?
  • Are you able to give me some initial help re consent to let? We have a Rooftop Mortgages mortgage and are considering leasing the property out for two years, but cannot really afford to change to a buy to let mortgage. The estate agent mentioned something about a content to let
  • I am looking to Rooftop Mortgages to issue me with consent to let out my basement flat in Greenwich. I am moving in with partner, cant sell property
  • I am looking to place my residential property on rent due to work commitments and was enquiring if this is possible to get consent to let. It is on a fixed rate mortgage with Rooftop Mortgages until 2018 September
  • I am currently in the process of applying for a mortgage through Rooftop Mortgages - There is a chance that in the coming months I may decide to let out the property - how would I change the 1st time buyer mortgage to a buy to let mortgage?