Need Help?

Need professional advice for your consent to let with The Royal Bank of Scotland plc Natwest One Account? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Royal Bank of Scotland -Natwest One consent to lease

  • What information do Royal Bank of Scotland -Natwest One need to to determine whether to grant consent to let. I have a 2 year fix with them. I have always been on time with my monthly payments. I am looking at moving to Hounslow due to surprising growth of family. I will be staying with my current job and my annual income has increased by 20% since I took the mortgage out.
  • I moved out of my flat about seven months ago but didn't get around to get a consent to let letter, mainly because the mortgage fix rate period is ending in a couple of months and I am thinking about a remortgage in any event. I want to ask for consent now, is that going to be a problem?
  • I'm one year into a two year fixed mortgage with Royal Bank of Scotland -Natwest One. The LTV is just 40%. I've come across a really good deal on a garden flat in Lambeth which I would not want to miss. It seems the only way I can get this other property is to take out some good chunk of equity. I would let the existing home which would more than cover the homeloan with Royal Bank of Scotland -Natwest One. Is it possible to obtain consent to let from Royal Bank of Scotland -Natwest One and and then seek an equity release after it's let out?
  • We are in need of a bigger house so our children don't have to bunk together. We are planning to purchase another house in a few years time. The house is estimated to be worth £185k and we have about £85k left to pay on the Royal Bank of Scotland -Natwest One mortgage. We would prefer to keep this house if possible and let it out with consent to let. Is it possible to get a mortgage on two properties at the same time or do we first need to discharge our current mortgage?
  • I was just looking into consent to let as it's something potentially I would need from Royal Bank of Scotland -Natwest One inside the next 12 months. Our family circumstances has changed, and I would like to lease my place out
  • Were I to let my property with consent to let from Royal Bank of Scotland -Natwest One will will theybump up the interest rate? I am presently on a standard variable rate.
  • Royal Bank of Scotland -Natwest One - consent to let potential. Can you advise on the process with this lender? Do they have a minimum period prior to changing and is it possible that I would be required to make a cash injection to reduce the LTV?
  • I am trying to find out if Royal Bank of Scotland -Natwest One will grant consent to let in a situation where we need to move closer to relatives in a different house albeit that we may move back the future if circumstances change.