Need Help?

Need professional advice for your consent to let with The Royal Bank of Scotland plc Direct Line Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to RBS - Direct Line consent to lease

  • Always on the look out for a money making scheme I am contemplating leasing out my apartment and generate some income whilst on vacation. I only plan to be away for a month. Do I need consent to let from RBS - Direct Line?

  • I have a home loan with RBS - Direct Line on a flat and I am intending to rent it out and rent another property as a result of changes in personal circumstances - I want to move to a different location, and to live in a larger property with my fiance. I applied for consent to let and yesterday got a response refusing as they determined that I want to invest. I as at a loss as to what my options are. I am now at risk since I am already committed to the new property and would have to pay both the RBS - Direct Line mortgage and rent payments, which could put me at financial risk. The matter is urgent as a prospective tenant is waiting
  • My friend intends to rent out his apartment out in the absence of consent to let from his mortgage lender RBS - Direct Line. He has been on an interest only mortgage since 2009. Currently owes £99k, having paid for the apartment for about £110k. If he lets the apartment out privately, exactly what sanctions does he risk?
  • Following retirement last year I acquired a “retirement home” for my wife and myself to live in. Our intention is to let our current property to our kids and I have consequently asked RBS - Direct Line for consent to let. I was just seeking a general view on whether RBS - Direct Line currently allows it?
  • My wife and I want to let our house out and use the rental income to pay rent on a house in Waltham Forest. How likely are we to be given consent to let by RBS - Direct Line without being forced onto a BTL product.
  • Just wanted to know what needs to be provided to RBS - Direct Line in order to get consent to let? I just finished a three year fixed mortgage and potentially moving to another flat with my partner.
  • Was wondering how to seek a consent to let from RBS - Direct Line who I have a mortgage with. There is a remaining balance of 47k. The value of property is 220k. Its in my name but my wife and I would like to purchase a maisonette in Haringey we have seen together. How do we go about this?
  • Please could you clarify what the process would be if we bought a second home and need to apply for consent to let for our existing mortgage with RBS - Direct Line