Need Help?

Need professional advice for your consent to let with The Royal Bank of Scotland plc Direct Line Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to RBS - Direct Line consent to lease

  • Me and my partner may be given an opportunity to work in a different office in the UK for a three months and wish to know if we can let our existing house. It is a two year fixed rate and we are four months into the mortgage with RBS - Direct Line. We have lived at the property for over 3.5 years. Our LTV is 65%. What are the chances of obtaining consent to let from RBS - Direct Line? What can we expect in fees etc
  • I'm looking to apply to RBS - Direct Line for consent to let on my current residential property in Sutton. I am hoping to release equity from my existing property before doing so, and making use of that money to buy a second home. I will live in that property whilst doing it up for six months after which I plan to sell it then move back to my current property. Is this something RBS - Direct Line will consider consent to let for or does this fall outside the standard criteria?
  • Due to meet with my IFA on Tuesday. I am going to seek Consent to Let from my current lender RBS - Direct Line. My new property in Redbridge will be 80% loan to value. I have been told by a friend that some lenders still dont accept consent to let borrowers and I may encounter difficulties regarding my new mortgage. Is there any truth in this?
  • I have a domestic mortgage on a studio flat in Barnet but have rented it out without letting RBS - Direct Line know this. I now require a consent to let letter. How can I get one?
  • Just curious as to whether it is possible if you own one property with consent to let from RBS - Direct Line, to purchase another with a residential mortgage to live in. Then once the consent expires on the first property, to convert to buy to let or sell it?
  • I’ve already been told to write a letter to RBS - Direct Line to obtain consent to let, I'm just trying to find some guidelines on the letter? What I should or shouldn't include?
  • Are you able to shed light what the process would be if we purchased a new house and need to get consent to let for our existing mortgage with RBS - Direct Line
  • What happens if I have already let the property for some years as an HMO and now want to legalise the situation with RBS - Direct Line by getting consent to let ? (work on the basis that RBS - Direct Line had in the past issued a standard mortgage previously)