Need Help?

Need professional advice for your consent to let with Platform Home Loans Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to Platform Home Loans consent to let

  • Under what situations will consent to let for a property be issued via Platform Home Loans? For what period of time do you have to have had ownership of the property before consent to let can be obtained from Platform Home Loans? By way of background:Our home is a very small apartment which is too small for our family, my wife is also unwell and we are far away from family who could offer us a bit of relief, in the form of babysitting. I am looking at seeking consent to let initially in order to renting the property out to cover the costs of the Platform Home Loans mortgage.
  • My friend has been renting her property off the same landlady for nearly 18 months. Over the course of the last twelve months my friend has been receiving letters from Platform Home Loans (it is apparent from the envelope). To begin with she forwarded them to the landlord’s address. I was a bit suspicious as none of her landlady's mail was supposed to be going there. I decided to go to my friends house and called Platform Home Loans on her behalf. The guy I called at Platform Home Loans had a long list of questions, the landlady's details, the tenant's name and then said they were going to look into whether she could legallylet out the property or if it was an offence with no consent to let. What does this mean for my friend?
  • My property has had a mortgage against it with Platform Home Loans since 2000. Since then I've married and moved into my husband’s home. As of today the property is unoccupied and have a choice to sell or let it out. Chances are that this could be a long term agreement as the probability of moving back is low. What should I tell Platform Home Loans with a view to obtaining consent to let?
  • We are currently in Dubai and letting out our apartment in the UK. This was unplanned but an opportunity arose and we took it. The rental income is not enough to cover the mortgage so we send back funds each month to make up the difference. Anyway this morning I got a letter in the post from our lender telling me that as the property is being let out and has been for nearly four years we will have to pay 1.5% interest on top of our current mortgage rate. We could sell up but this will be difficult as I am on the other side of the world. Could we remortgage with Platform Home Loans and get consent to let?
  • I am looking to Platform Home Loans to grant consent to let out my basement flat in Hillingdon. I am moving to India for 5 months on a secondment.
  • My partner and I are endeavouring to discover which lenders are best for allowing consent-to-let without hiking up rates, and hopefully allowing in excess of two years where required. Is that something you can help with? We are particularly interested in Platform Home Loans
  • Me and my husband want to let our house out and use the rental income to cover the rent on a house in Westminster. How likely are we to be given consent to let by Platform Home Loans without being forced into a new rate.
  • I have a mortgage with Platform Home Loans and am debating whether to sell or rent in the short term but don't have the equity for a buy to let mortgage at this time. How feasible are consent to let options currently?