Need Help?

Need professional advice for your consent to let with Platform Home Loans Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Platform Home Loans consent to let

  • Finding myself in a catch 22 with a Consent to Let home loan. In response to requesting consent to let the bank has requested evidence of a signed AST as a prerequisite to granting permission. If I get a signed tenancy agreement would I not be breaching the lender’s terms and conditions?

  • My husband and I are looking to purchase a garden flat with a £20,000 deposit with the intention of living there. However in the next two years the in-laws are arranging to move to Dubai for a year or two so we would be moving into theirBromley apartment to "housesit". If we were to proceed with a residential mortgage with Platform Home Loans would there be any issues with switching to consent to let ?
  • Me and my brother jointly own a flat in Sutton with a Platform Home Loans mortgage. I want to vacate and buy a new property with my fiancee. How do I deal with renting out my room? Would I need consent to let from Platform Home Loans. My brother will continue to live in the flat
  • I have an offer accepted to purchase a property, we have a deposit of between 10-15% for a domestic mortgage with Platform Home Loans. The one concern is we are due to go overseas in three months for work. We are going through our financial adviser. She says if you tell this to the lender in advance we will need to get a buy to let. Do go ahead with residential mortgage with Platform Home Loans, in a couple of months seek consent to let? Alternatively, do we try and contact Platform Home Loans now and reveal there is a chance we will move abroad in the future (nothing is confirmed regarding the move abroad) and see if they confirm before hand that it wouldn't be a problem
  • I'm having to relocate to the US for a couple of years for my job but I don't want to convert my mortgage to BTL as the intention is to move back into it when I return. Do you know if Platform Home Loans charges additional interest? Is there any work around?
  • We want to move home and have found a property we wish to purchase so are considering leasing out with consent to let from Platform Home Loans for our existing property to enable us to place an offer and not miss out on the potential new property.
  • I want to purchase a new house but can't afford to sell my existing flat with a Platform Home Loans mortgage. Do you know acceptable terms for Platform Home Loans to grant consent to let? Is getting married and having kids an acceptable reason to make the request?
  • I am currently remortgaging and investigating the flexibility of certain mortgage providers when it comes to consent to let. Platform Home Loans is one of the mortgage companies I am considering. How accommodating are they when it comes to consent to let?