Need Help?

Need professional advice for your consent to let with Pepper Money? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Pepper Money consent to lease

  • My colleague is intent on letting his flat out on the QT without consent to let from his mortgage lender Pepper Money. He has been on an interest only loan since 2010. Outstanding amount is £110k, having purchased the apartment for around £125k. If he lets the apartment out privately, exactly what sanctions does he risk?
  • I would like to move home and I am wondering if I can get consent to let on my property then get a mortgage approval for the new house so I can put in an offer thus being chain free and then let my property out once I move. Will my lender Pepper Money grant consent to let for a year if they know I am wanting to purchase a further property or only if I am relocating short term for career reasons?
  • I am currently looking to acquire my first home however, I am self employed. I want to chose a mortgage provider that will permit short term letting with a domestic mortgage so that I could lease out the property for 6-9 months with long periods of absence without being required to switch to a buy to let product. Can you let me know how lenders would view this and in particular the approach taken by Pepper Money.
  • Need some help about renting a property and consent to let. Later this year I want to move in with my fiance. The council would like to rent my flat for 5 years guaranteed with rent being paid and maintenance. The flat was purchased with a mortgage by Pepper Money. Please help
  • My wife and I want to move home and have identified a property we wish to purchase so are considering renting out with consent to let from Pepper Money for our original property to enable us to make an offer and not miss out on the potential new property.
  • I have a residential mortgage with Pepper Money, and I would like to let the house out, until I decide whether to sell or keep it as an investment. At the moment I am on the fixed rate. Will I need to move onto a new mortgage? I.E. BTL?
  • I am trying to find out if it is possible to get a consent to let home loan with Pepper Money rather than a buy to let mortgage
  • Is it possible to negotiate a consent to let from Pepper Money if I have a current mortgage which has been in place for eight years?