Need Help?

Need professional advice for your consent to let with Pepper Money? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Pepper Money consent to lease

  • I own a ground floor flat but I am seldom there, looking into the possibility of renting it out. The mortgage is with Pepper Money, would I have to convert my mortgage deal or ought I apply for consent to let?
  • I am unable to locate the form to download "consent to let" on the Pepper Money website. Could you please send me the URL to do it? Many thanks.
  • I am looking for our family to move to give us all more space. We are thinking about buying another house in a few years time. The house is worth £185k and we have about £70k remaining on the Pepper Money mortgage. We would ideally like to keep this house as an investment property and let it out with consent to let. Is it possible to get a mortgage on two properties at the same time or do we first need to repay our current mortgage?
  • We took a loan out on a one bed flat last October however I will be working outside of commuting distance of Tower Hamlets in the medium term but hope to find work closer in the long term. Given I have not had property long I will lose money if I sell and do hope to return to Tower Hamlets so would like to keep it. How difficult is it to get consent to let from Pepper Money and what are the financial implications ?
  • I'm currently have a Pepper Money mortgage and want to apply for it a consent to let, what do I need to do?
  • My lender refuse to grant consent to let without a move in date confirmed with a tenant. How can I confirm this without consent to let? I am not certain but I think my friend had a similar issue with Pepper Money.
  • I will have to move to NYC for a couple of years, I have a property with a Pepper Money mortgage. Do I need to seek consent to let? Will they grant it?
  • How easy is it to get a consent to let from Pepper Money and what are the fees? If I want to let out my property for a couple of months how easy is it to chop and change between a residential mortgage and consent to let?