Need Help?

Need professional advice for your consent to let with Pepper Homeloans? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Pepper Homeloans consent to lease

  • Have any of your clients had experience applying for Consent to Leaseforfor less than a year from Pepper Homeloans or whether you have any tops as to how such approval is given.

  • My query does not specifically concern consent to let, I was hoping that you have an contact details for a dedicated Pepper Homeloans team who processes consent to let applications. Pepper Homeloans has a first charge over my property.
  • Eighteen months ago my husband and I purchased our council house, in London,recently valued at £220k. It was paid for in full from our own funds, mortgage fee. We are prohibited from selling (without penalty of losing some of our discount) before 5 years have gone by. Regardless, we want to keep it as a investment property to rent out. We are considering taking out a mortgage with Pepper Homeloans. Will consent to let be given?
  • My husband and I currently live in NYC and letting out our apartment in Merton. This was unplanned but an opportunity presented itself and we took it. The rent achieved on the property is insufficient to cover the mortgage so we transfer money each month to make up the difference. Last week our lender got in touch telling me that because the property is being let out and has been for nearly three years we will have to pay 1.5% interest in addition to our current mortgage rate. We could sell up but this will be far from easy as I am on the other side of the world. Could we remortgage with Pepper Homeloans and get consent to let?
  • I am looking for information on what are acceptable reasons for leasing a property when it comes to seeking consent to let from Pepper Homeloans? Are you able to help?
  • I have a letter to Pepper Homeloans requesting consent to let signed and ready, but I'm not sure what address I should post this to. Can you please help me with the address?
  • I have spoken to someone at Pepper Homeloans about changing our current mortgage to consent to let (the existing fixed rate comes to an end in september 2016). Can I just confirm that I need to send a letter setting out our change in circumstance to Pepper Homeloans? Where do I need to post it to?
  • I wish to get consent to let from Pepper Homeloans for a few years until I can turn it into a BTL. Is this achievable