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Need professional advice for your consent to let with Pepper Homeloans? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Pepper Homeloans consent to let: Q and A’s

  • I have a residential loan with Pepper Homeloans. I wish to buy a further property and my mortgage broker recommended I apply for a consent to let. I had formerly led to believe they will only accept the consent to let if I have the intention to move back into my current home. Am I getting accurate advice?
  • I have a house in Westminster but I am moving with my girlfriend to a different city for work purposes and moreover near her university. Im keen keep my house but not sure I can afford a BTL rate. It will only be temporary -three years until my girlfriend has finished University and I can sell, or move elsewhere. My mortgage is with Pepper Homeloans. Do you think they will grant consent to let?
  • I would like to move home and I am wondering if I can get consent to let on my property then get a mortgage approval for the new house so I can effectively bid without being part of a chain and then rent my property out once I move. Is it likely that Pepper Homeloans grant consent to let for a year if they know I am looking to buy a further property or only if I am moving temporarily for my job?
  • Me and my husband have a fixed mortgage with Pepper Homeloans (with just under one year left) but due to redundancy want to move away from Essex (actually to a new job in France) and so want to rent the property out. We don't want to have the expense of the penalty cancellation of existing mortgage and understand that some lenders are content to issue this 'consent'...what is the policy taken by Pepper Homeloans?
  • I am seeking from Pepper Homeloans consent to let out my home in Lewisham. I am going to move in with my mother as I am off work due to illness.
  • I am considering renting out my property with consent to let from Pepper Homeloans, what fees can I expect to pay?
  • I would like to rent out my house for three years max. How do I go about getting consent to let from Pepper Homeloans who I have a mortgage with?
  • I could potentially need consent to let from Pepper Homeloans in the future with work. I am just seeing what the options would be if this was the case. Are there any time restrictions on the length you can let out your property with consent?