Need Help?

Need professional advice for your consent to let with Pepper Homeloans? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Pepper Homeloans consent to lease

  • Will Pepper Homeloans activate a right to put a loading on my interest rate on a standard mortgage where Consent to Let at any time, onto ‘rates in line with their Buy to Let range'?

  • I have a residential property but I am moving with my girlfriend to a different city for career reasons and moreover near her university. My preference is to retain the house but not sure I can afford a BTL rate. It will only be short term -three years until my girlfriend has finished University and I can sell, or move elsewhere. My mortgage is with Pepper Homeloans. Do you think they will grant consent to let?
  • I currently have a normal mortgage with Pepper Homeloans. I have been offered a house as part of my job and want to let out my existing home. The mortgage advisor seems confident that it is a simple process. Are you able to provide me with some information please?
  • I am aware of the capital gains tax ramifications of switching a Pepper Homeloans mortgage to consent to let, but what about the ongoing rental revenue vs expenses? Say I have converted my former owned three bed flat into CTL and vacated and pay rent elsewhere. Is it legitimate to expense the rent I am paying from the rental income?
  • I was just enquiring if Pepper Homeloans were picky when giving out consent to let. I sent my request on date and I am waiting to hear back. Should I start chasing or wait for a bit longer?
  • Can you help with a question...if consent to let is given by Pepper Homeloans would it usually be subject to a time limit, such as 6 or 12 months?
  • I have had my mortgage with Pepper Homeloans for the previous twenty months and I am at present just wanting some insight as to whether gaining a consent to let is likely.
  • We took out a mortgage with Pepper Homeloans a few months ago and although it's still early days we may have to relocate around next Summer and would like to be able to rent our apartment out. Is this possible with a homeowner mortgage?