Need Help?

Need professional advice for your consent to let with Pepper Homeloans? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Pepper Homeloans consent to let

  • Next month I will be emigrating to Denmark. Rather than sell my house, I would like to rent it out, just in case things don’t go as expected. My existing mortgage is with Pepper Homeloans. If I applied for a remortgage would a new provider consider this as me trying to dodge a Buy To Let mortgage, of which there is very limited availability for 80% LTV, and therefore turn down my application for Consent to Let?
  • I spoke to a IFA friend last week. She said that were I to decide to move abroad with my job for a period then I should not apply for consent to let from my lender (Pepper Homeloans) until at least four weeks before I plan to let the house. Does that mean I have to find a tenant first and then obtain a consent to let?
  • Me and my wife live in a marital property where there exists a number of spare rooms. We are considering the idea of running an holiday rental type business to let half the home out on a check-in and check-out basis. Is this kind of thing acceptable in accordance with Pepper Homeloans’s standard 'consent to let' requirements?
  • My property has had a mortgage against it with Pepper Homeloans from 2000. I am now married and moved into my husband’s home. As things stand the property is unoccupied and we either need to sell or let it out. Obviously this will not be a short term proposition as the prospect of me reoccupying is unlikely. What should I advise Pepper Homeloans in order to get consent to let?
  • I have a domestic mortgage with Pepper Homeloans - about 40% equity. I am considering relocating for another job and was wondering if Pepper Homeloans are flexible in changing the mortgage to allow for consent to let?
  • I would like to know if I have a normal mortgage with Pepper Homeloans and decide to lease it out, does the rate get loaded and are there any associated charges for obtaining consent to let.
  • I am a Pepper Homeloans borrower. I would like to apply for consent to let my property. I have been waiting for a response from Pepper Homeloans. Are you able to please check and help?
  • My husband and I need to lease out my house to be nearer to my son’s college and look after of my father. Do I need consent to let from my lender Pepper Homeloans?