Need Help?

Need professional advice for your consent to let with Pepper Homeloans? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Pepper Homeloans consent to let: Q and A’s

  • I plan to contact Pepper Homeloans to obtain consent to let out my home in Pepper Homeloans. However I have put the house on the market but there without a sniff of interest and paying a full mortgage, council tax and insurance on an empty house is exhausting my finances. How are Pepper Homeloans going to react if I market the property?

  • My lender has placed me in a catch 22 with a Consent to Let home loan. In response to requesting consent to let the lender has requested evidence of an executed AST as a prerequisite to granting consent. Is is not the case that if I adhered to their request that I would be breaching the terms of my existing mortgage?

  • I'm looking to remortgage my one bedroom apartment, currently rented with consent to let from Pepper Homeloans, onto a BTL rate as we will not be moving back into it now since we have our family home. So, I'm assuming I need a specialist broker for this and I am not really familiar with what my options are. Can you offer any advice on an efficient broker service specialising in BTL?
  • A colleague recently asked for CTL from the Woolwich which they declined because the mortgage had not been in place for even half a year. I am about to seek consent to let from Pepper Homeloans. Will they have the same rule?
  • If I am tied into a fixed rate with Pepper Homeloans but am deliberating on letting out my property, is there a cost for consent to let from Pepper Homeloans and does the interest rate increase?
  • We have a mortgage with Pepper Homeloans at the moment and just wondering about the processes of getting a 'consent to let'
  • I would like to let my home for a couple of years at most. How do I go about getting consent to let from Pepper Homeloans who I have a mortgage with?
  • I was just enquiring how to get consent to let from Pepper Homeloans...do I call them or write a letter to them?