Need Help?

Need professional advice for your consent to let with NRAM Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to NRAM Ltd consent to lease

  • I have a regular mortgage over my property in loc with the intention of relocating abroad to country for two years. During this time frame it would be ideal if I could let out my flat. My lender says I cannot have consent to let. It’s hardly ideal to move to a buy to let mortgage as it’s only a short term option that I am going away for.

  • I have had a current mortgage with NRAM Ltd for almost 2 years and the fixed rate is about to come to an end. We are contemplating extracting equity out of our current residence to enable us to buy a new larger home and then let out the existing three bedroom ground floor purpose built flat. We were originally informed that we ought to get a new domestic mortgage allowing for consent to let - what does this mean?
  • In 2003 I was given consent by the local authority and my mortgage provider NRAM Ltd to convert a small barn into a granny annex, conditional on it not being disposed of separately from my house. My parents passed away some years ago and I would now like to rent it out with consent to let from NRAM Ltd. Do you think this can be negotiated?
  • Require some help concerning renting a property and consent to let. I want to move in with my partner. The council would like to rent my flat for 5 years guaranteed with rent being paid and maintenance. The mortgage is with NRAM Ltd. Please advice
  • Were I to let my property with consent to let from NRAM Ltd will will theybump up the interest rate? I am currently on a fixed rate for three years.
  • We are close to purchasing a flat and plan to live in it once we have refurbished but we may need to let the property out but not sure what the criteria is for consent to let from NRAM Ltd? We don't require a buy to let mortgage because we are not certain if we will need to let it out at all
  • Would you be able to help me? What do I need to do to get consent to let from NRAM Ltd? And what are the charges?
  • Will NRAM Ltd give consent to let my property? I currently have a residential mortgage, never had arrears and have been with NRAM Ltd for approximately since 2009. What costs am I likely to face