Need Help?

Need professional advice for your consent to let with National Westminster Bank plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to National Westminster Bank consent to lease

  • I have a residential loan with National Westminster Bank. I would like to purchase a second property and my financial adviser suggested I seek consent to let. I had formerly led to believe they would only accept the consent to let where it is my intention to reoccupy my current home. Your view would be appreciated?
  • Am I required to notify National Westminster Bank of my intention to take in a lodger. I have two spare rooms that could be used by lodgers and I was thinking that as the occupancy remains in keeping with that of the 'family' use of the property it might not require consent to let. Can you shed any light on this? I am taking separate advice on the insurance, legal and tax implications.
  • Me and my husband a apartment in Manchester and will be relocating to Devon at the end of January. I have a letting agency and tenant now. I was proposing to leave everything as it stands as I'm concerned National Westminster Bank will insist that I change my mortgage rate over to a buy to let and am unable to afford that. I would like to secured a consent to let via National Westminster Bank but am afraid if I show my hand it would result in a whole host of problems
  • I am on a three year fixed rate mortgage with National Westminster Bank which began in April. I will be moving out in July and have students ready to let my property. I need to get a letter from National Westminster Bank granting consent to let until my term is up to allow me to start a new mortgage. What is the procedure for going about this?
  • Hi, what documents or paperwork would National Westminster Bank require for a consent to let letter?
  • Will National Westminster Bank choose to exercise a right to switch the rates on a owner-occupier mortgage where Consent to Let at any time, onto ‘rates equivalent to their Buy to Let range'? Can one remortgage on a consent to let with National Westminster Bank?
  • A work promotions now necessitates that Ibe in different places a lot and as a result I wish to get to grips with the process for seeking consent to let with National Westminster Bank
  • Soon to remortgage my house but I will potentially moving out in the near future and would be looking to lease it out. What would I need to do to get consent to let from National Westminster Bank?