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Need professional advice for your consent to let with National Westminster Bank plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to National Westminster Bank consent to lease

  • Doing everything by the book I’ve been leasing out my house with "consent to let" from National Westminster Bank on a regular mortgage for the past two years. National Westminster Bank have put forward an ultimatum withdrawing their consent to let if we do not switch to one of their "buy to let" deals.

  • I plan to ask National Westminster Bank to obtain consent to let out my property in National Westminster Bank. However the property has been on with agents for 5 weeks but there is no interest and forking out for a full mortgage, council tax and insurance on vacant house is draining me financially. What approach would National Westminster Banktake if I have the house on the market?

  • I have an existing National Westminster Bank mortgage on a house since 2010. Fast forward and I have got married and moved into my husband’s home. As of today the property is unoccupied and have a choice to sell or have someone occupy. Clearly this could be a long term proposition as I can't see me move back in. What should I tell National Westminster Bank with a view to obtaining consent to let?
  • My husband have an offer accepted to buy a property, we have a deposit of between 10-15% for a standard mortgage with National Westminster Bank. The one concern is we are due to go overseas in three months for work. We are going through our mortgage broker. She says if you tell this to the lender up front we will need to get a buy to let. Do go ahead with residential mortgage with National Westminster Bank, in a couple of months ask them if I can have consent to let? Alternatively, do we try and contact National Westminster Bank now and say there is a possibility we will move abroad in the future (I have not signed anything as yet to move abroad) and see if they confirm in advance that it should not be an issue
  • At the moment I do not have consent to let from National Westminster Bank but I would like to change to one, I am looking at working away for eighteen months. But want to keep my home for my return - are you able to help?
  • We are about to buy a place and plan to live in it once we have renovated but we may need to let the property out but not sure what the rules are on consent to let from National Westminster Bank? We don't require a buy to let mortgage because we are not certain if we will need to let it out at all
  • Do you know if I can keep my existing residential mortgage with National Westminster Bank if I start renting out? If the consent to let is granted will they load the interest rate?
  • My husband and I have a mortgage with National Westminster Bank but am informed they have a policy that they refuse to issue consent to let the property to a local authority. Is this true and if so, can you suggest a way round this?