Consent-to-let Help for National Westminster Bank plc

Top Five Questions relating to National Westminster Bank consent to lease

• Is it possible to rent out our property without consent to let from our lender? I appreciate that at the time we signed a form stating it wouldn't be a buy to let property and that we don't own other property. I know you can't use H2B if you owned other premises at the time, but what about property after the event? Can you acquire a further property, or inherit a property?
• Ever since 2014 I have had a National Westminster Bank mortgage with my twin and am looking to leave and get a new mortgage with my partner. How should I proceed with taking in a lodger? Is consent to let necessary from National Westminster Bank? My twin will remain in the apartment
• Earlier this week I received a mortgage in principle from National Westminster Bank for a detached house. I have applied via a broker. It is a capital and interest mortgage. I wonder what is the main criteria National Westminster Bank adopt in order to grant customers consent to let? Is consent to let based on the rental multiple on a property?
• How many months after taking out a new mortgage do I have to wait before I can seek consent to let from National Westminster Bank? By way of history I purchased my property in Ealing nearly two years ago and am currently on a fixed term for 3 years. Not long after I met a guy and now we are looking at moving in together. I am planning to get a better fixed term next June. I presume that I would have to hold back for at least half a year before I could request a consent to let. Is that right?
• My husband and I have a National Westminster Bank mortgage currently and potentially want to let it out temporarily with consent from National Westminster Bank for (eighteen months). How long do you have to wait until you apply for consent to let??
• I need to send the consent to let form by courier and need to know if National Westminster Bank have a regular mailing address I can use as couriers ordinarily don’t accept deliveries to PO Box numbers.
• Is it possible to negotiate a consent to let from National Westminster Bank if I have an existing mortgage which has been in place for ten years?
• I have a mortgage with National Westminster Bank but would like to let my house out and move in with my girlfriend and baby what is required to obtain consent to let?