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Need professional advice for your consent to let with National Westminster Bank plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to National Westminster Bank consent to lease

  • I have a homeowner mortgage with National Westminster Bank and will be joining the Royal Fleet Auxiliary in March. This is a civilian manned fleet owned by the Ministry of Defence. I will be at sea four months on and three months in the UK. Whilst away I want to rent out my house in Croydon and live with my mum and dad when on shore. What's involved in getting consent to let? Can it be granted? and does it involve an increase in interest rates?
  • I am looking to move and let out my three bedroom first floor purpose built flat in Lewisham. Having bought it in June 2008 and presently on a 85% ltv there is little equity in it. My mortgage is with National Westminster Bank. Do you know where National Westminster Bank stand when it comes to consent to let?
  • We are currently in Melbourne and letting out our property in the UK. This was unplanned but an opportunity presented itself and we took it. The rental income is not enough to cover the mortgage so we send back money each month to cover the shortfall. Last week our lender got in touch telling me that as the property is being let out and has been for almost three years we will have to pay 1.5% interest in addition to our current mortgage rate. One option would be to sell up but this will be difficult as I am on the other side of the world. Could we remortgage with National Westminster Bank and get consent to let?
  • Me and my husband are soon to send the remaining information to our IFA for them to move forward with our mortgage application to purchase our first property together. My husband bought an apartment in 2001 which he co-owns with his brother. That flat has been rented out without any consent to let from National Westminster Bank. So, back to our application - our broker requested info on the National Westminster Bank mortgage. If we come clean that there is no consent to let by National Westminster Bank will it materially impact the chances of getting a mortgage?
  • National Westminster Bank. Will they issue consent to let a property for a couple of years? I reoccupy as a resident.
  • Afternoon? I am just curious whether National Westminster Bank offer consent to let as an option should I decided to lease out my property under a homeowner mortgage. Is there a specific rule for right to buy property and consent to let?
  • Would I be able to remortgage to National Westminster Bank from my existing lender, with a consent to let or do I need a let to buy loan, and if so what are the LTV's?
  • I have a mortgage with National Westminster Bank taken three months ago where I moved from another lender. Can I now rent my property with consent to let from National Westminster Bank as I am looking to purchase a further property.