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Need professional advice for your consent to let with National Counties Building Society? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to National Counties Building Society consent to lease

  • I am about to join the property ladder interested in a detached house in National Counties Building Society. I have a good size deposit will be getting a mortgage from National Counties Building Society. My predicament is that my partner inherited a apartment in Slough and I anticipate moving in next month, at which point I would want to let out my property. I have heard of consent to let but it does not sound like there is any certainty. Can you offer any advice?

  • I will soon be emigrating to Dubai. As opposed to sell my house, I would like to lease it out, just in case things don’t pan out. My present mortgage is with National Counties Building Society. If I applied for a remortgage would a new provider consider this as me attempting to dodge a Buy To Let mortgage, of which there is very limited availability for 80% LTV, and hence reject my application for Consent to Let?
  • The plan is to move in with my partner and I have let my property out to two tenants on a one year tenancy. The application for consent to let from National Counties Building Society is in hand but what if they refuse. I can’t renege on my contract in terms of not renting the students as they have all signed up. On the other hand National Counties Building Society could take me to court for contravention of mortgage condition i.e. renting it out in the absence of consent to let.
  • Due to meet with my broker on next week. I will seek Consent to Let from my current lender National Counties Building Society. My new property in Hounslow will be 90% loan to value. I have been told by a friend that some lenders still dont accept consent to let borrowers and I may encounter difficulties regarding my new mortgage. Am I likely to encounter this problem?
  • I have just got married and I am in the process of buying out 100% of my co-ownership mortgage with my wife. As a result we have now been given a 90% loan to value on our house. We want to buy a larger home. Will it be possible to get a consent to let on my new mortgage with National Counties Building Society to allow us to get a mortgage also with National Counties Building Society for a new home?
  • National Counties Building Society - consent to let potential. Can you advise on the process with this lender? Do they have a minimum period prior to changing and is it possible that I would be required to make a cash injection to reduce the LTV?
  • I would like some guidance on how best to approach my mortgage provider National Counties Building Society regarding a 'Consent-to-Let' application. Is this something you can offer guidance on ?
  • I am hoping to fix my homeowner mortgage with National Counties Building Society but due to work related issues I may have to go abroad for few years. Will National Counties Building Society allow and grant consent to let and there be any penalty