Need Help?

Need professional advice for your consent to let with National Counties Building Society? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to National Counties Building Society consent to lease

  • I have a shared ownership home in Merton and will be looking to buy out the rest of the property. However, within the next six months I may be working in Kenya for a short period of time so would like to know what approach National Counties Building Society take to consent to let as I am considering a remortgage with them. I am not sure if they will lend on my property but in the meantime can you provide further advice on their consent to let criteria?
  • Can you explain "consent to let" to me? I live in a 1 bed flat and its in good condition. It is on the market and I am struggling to sell. This is because my neighbour is a drunk and assaulted me last year. I had no choice but to put it on the disclosure sheet. I am with National Counties Building Society on a standard variable rate. It has been suggested to me that I should seek consent to let via National Counties Building Society and rent the flat to tenants.
  • My partner and I (co-owners) are in the process of moving our mortgage to National Counties Building Society. I was conducting some research concerning consent to let from National Counties Building Society to understand the rules around potentially renting our current property out (probably in a year or 2) if we moved away. The property in question was a first-time purchase for us about 2 years ago. We are living there at the moment.
  • I have a flat in Haringey with a National Counties Building Society mortgage but have not lived there for a while. My sister moved in but pays no rent. I currently live in rented accommodation and am looking to buy a house. I have come across a great property at an attractive price. I have enough of a deposit to put down on the house I am interested in but would be hard pushed to pay enough off the old property to change it to a BTL loan at the same time. Can I switch the current National Counties Building Society mortgage for my old property into a consent to let and use my savings to pay a larger deposit for the residential mortgage on the property that I am looking to purchase?
  • I would like to understand what are acceptable reasons for leasing a property when it comes to seeking consent to let from National Counties Building Society? Are you able to help?
  • I am considering moving abroad for work and would like consent to let from National Counties Building Society whilst I am away. Is the way forward to complete the consent to let form and mail it to National Counties Building Society? The point of renting the property isn't to make money but to retain the property in case things don't work out
  • I currently have a mortgage with National Counties Building Society that I would like to transfer to a consent to let as we have identified another property we are looking to buy. How do I go about seeking consent to let from National Counties Building Society?
  • I recently bought a two bedroom first floor purpose built flat in Haringey. I am a FTB. I am moving Ireland next month, can I get consent to let from my lender National Counties Building Society or do need to wait for at least 6 months?