Consent-to-let Help for National Counties Building Society

Questions and Answers: National Counties Building Society consent to let

• I need to change my residential mortgage with National Counties Building Society to a consent to let and looking for some help... I bought my first property in Lewisham sixyears ago. After a new job opportunity I moved to Edinburgh, and three months ago got a residential joint-mortgage with my boyfriend. I am inclined to keep with National Counties Building Society and seek consent to let rather than attempt to apply for a new mortgage elsewhere, but if National Counties Building Society refuse what lenders can I approach.
• My partner and I propose to rent out our flat in Harrow which is on a homeowner mortgage with National Counties Building Society . Obviously I will ask for a consent to let. If there is a charge for the consent to let can this amount also be categorised as incidental costs of financing and therefore allowable on my self assessment form to the tax authority?
• I would like to let my two bedroom second floor purpose built maisonette out from the end of Nov this year as I will be going for a few months. I have a residential mortgage with National Counties Building Society. I will not be letting for more than 6 months. Most likely it will be 4-5 months. It has been suggested that I seek permission from my freeholder first? Please can you advise what I should be doing in what order?
• I got a homeowner mortgage with National Counties Building Society last October and then had to relocate for work, I am now considering leasing my property out for a year whilst I am away. What are my chances of obtaining consent to let from National Counties Building Society, and what effect would this have?
• We have a new mortgage however my girlfriend doesn't feel safe in the property due to other tenants in the block. I know that many lenders have a half year rule before consent to let - does this apply to all lenders. Is there any way National Counties Building Society would allow it from day one?
• I am interested in some guidance on how best to approach my mortgage company National Counties Building Society regarding a 'Consent-to-Let' application. Is this a task you can help with ?
• Is consent to let a less costly way of becoming a landlord? Isn't this a loophole for some borrowers to exploit?
• Do you know if there is normally a maximum LTV before National Counties Building Society will grant consent to let?