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Need professional advice for your consent to let with Metro Bank plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Metro Bank consent to lease

  • I have a Metro Bank mortgage and have been letting out my flat omitting to get consent to let, which I am now led to believe means I am in breach of my mortgage Ts and C’s. I think that they have sussed that I am not residing there. What are the legal implications of my actions?
  • I have a mortgage with Metro Bank however my husband and I will be moving to the US in January. The mortgage is in my name yet it is my husband's job that is taking us abroad how do I answer the question: 'please indicate why you wish to let the property':
  • I have a apartment in Croydon with a Metro Bank mortgage but I no longer reside there. My brother moved in but pays no rent. I currently live in rented accommodation and am looking to purchase a house. I have found an ideal property at reasonable price. I have enough of a deposit to put down on the house I am interested in but would be a financial strain to pay enough off the old property to switch it to a BTL mortgage simultaneously. Can I switch the current Metro Bank mortgage for my old flat into a consent to let and use my savings to pay a larger deposit for the residential mortgage on the property that I am looking to purchase?
  • I took out a normal mortgage with Metro Bank last September and then had to relocate for work, I am now looking to leasing my property out for a year whilst I am away. What are my chances of obtaining consent to let from Metro Bank, and what effect would this have?
  • I have a homeowner mortgage with Metro Bank and my circumstances have changed due to family, can I obtain consent to let. What changes will affect me?
  • Do you know if I can keep my current residential mortgage with Metro Bank if I start renting out? If the consent to let is issued will they load the interest rate?
  • I have a residential mortgage with Metro Bank, and I would like to let the flat out, until I decide whether to sell or retain it as an investment. At the moment I am on the fixed rate. Will I need to move onto a new mortgage? I.E. BTL?
  • I am interested in more information regarding consent to let mortgages, potentially transferring our existing mortgage with Metro Bank over to a consent to let one.