Consent-to-let Help for Melton Mowbray Building Society

Sample questions relating to Melton Mowbray Building Society consent to let

• Is it possible to rent out our property minus consent to let from our mortgage provider? I am aware that at the time we signed a declaration saying it wouldn't be a buy to let property and that we are not the owners of other property. I know you can't use H2B if you owned other premises at the time, but what about property after the event? Can one acquire a further property, or inherit a property?
• I currently have a mortgage with Melton Mowbray Building Society and the loan to value is currently 60% with the Melton Mowbray Building Society current book value and I'm looking to purchase a further property but would like to keep my existing property at the current market value. I have had CTL from another lender on a previous property so know a bit about them and I also have buy to let with Scottish Widows on another property. Does the expected rental income on a consent to let with Melton Mowbray Building Society need to exceed the mortgage repayments? I have a fixed rate which I tied into a fixed rate and left the term at 19 years so it was paid off as early as possible, obviously this leaves with quite a high monthly repayment.
• I have an offer accepted to buy a property, we have a deposit of between 10-15% for a domestic mortgage with Melton Mowbray Building Society. The small problem is we are due to go overseas in two months for work. We are using a mortgage broker. She says if you tell this to Melton Mowbray Building Society in advance we will need to get a buy to let. Do go ahead with residential mortgage with Melton Mowbray Building Society, in a couple of months ask them if we can have consent to let? Otherwise, do we try and speak to Melton Mowbray Building Society at this point and disclose there is a chance we will move abroad in the future (nothing is confirmed regarding the move abroad) and see if they agree before hand that it wouldn't be a problem
• My husband and I have decided to rent our garden flat out. We have put an offer on a further property for us to purchase and a tenant at the ready to move into ours. I assume I have to ask our mortgage provider Melton Mowbray Building Society for consent to let. Is there a template consent to let request letter I can copy?
• I have a mortgage with Melton Mowbray Building Society on a 2 year fixed rate. I may have an opportunity for a teaching job abroad next summer. Am I eligible for consent to let via Melton Mowbray Building Society if I took this job overseas?
• I'm about to change lender to Melton Mowbray Building Society for a fixed rate but the likelihood is that I will need to rent the house out for approximately 12 months. Do Melton Mowbray Building Society consent to let on fixed rate mortgages and if so, what are the procedures.
• My wife and I want to let our house out and use the rental income to pay rent on a house in Westminster. How likely are we to be given consent to let by Melton Mowbray Building Society without being forced onto a BTL product.
• I would like to know if I have a domestic mortgage with Melton Mowbray Building Society and decide to lease it out, does the rate increase and are there any associated costs for applying for consent to let.