Consent-to-let Help for Market Harborough Building Society

Questions and Answers: Market Harborough Building Society consent to let

• I am a FTB hoping to complete on a small house in Market Harborough Building Society. I have a 40% deposit will be getting a mortgage from Market Harborough Building Society. My concern is that my partner has a flat in Birmingham and I hope to be moving in next month, when I would have to let out my house. I I know that consent to let is needed but it does not sound like a positive outcome is assured. Is there any advice you can impart?

• A friend of mine has let her house from the same landlord for nearly two years. Over the last six months my friend has received letters from Market Harborough Building Society (it is apparent from the envelope). To begin with she reposted them to the landlord’s address. I was a bit suspicious as none of her landlady's mail was meant to be going there. So I went to my friends house and phoned Market Harborough Building Society on her behalf. The lady I called at Market Harborough Building Society had a long list of questions, the landlord’s details, the tenant's name and then said they were going to investigate whether she had the correct mortgage and if she didn't it was an offence with no consent to let. Should my friend be concerned?
• I own a 2 bedroom leasehold flat via a Market Harborough Building Society mortgage and have a lodger in the 2nd bedroom. I have decided to take a job in a different city and will look for a property to rent. My lodger wishes to remain and is willing to pay a higher rent. Am I obliged to seek consent to let by Market Harborough Building Society?
• Last month I got married and my wife and I would like to buy a family home in the coming year, whilst keeping our ground floor flat in Wandsworth we currently live in to rent out. Mortgage on the flat is with Market Harborough Building Society. I don't want to put myself in a situation with two residential properties and then be refused consent to let.
• My fiance and I are looking to ask Market Harborough Building Society for consent to let out our property in Bromley. We are relocating overseas for 2 years and would like to to rent out the property. I didn't look into this when we got the Market Harborough Building Society mortgage, and that was only because we never foresaw an opportunity like this would come up so was planning on occupying the house.
• My brother and I took a mortgage with Market Harborough Building Society but am told they have a stipulation that they will not give consent to let the property to a housing association. Is this right and if so, is there a way to bypass this?
• Is consent to let a less costly way of renting out your property? Isn't this a loophole for some borrowers to exploit?
• We are considering a remortgage offer with Market Harborough Building Society and it's likely I will end up asking for consent to let during the fixed period. Are there any fees I should that may be applicable?