Consent-to-let Help for Market Harborough Building Society

Questions and Answers: Market Harborough Building Society consent to let

• Can a new mortgage be taken on a consent to let with Market Harborough Building Society?

• Me and my husband were looking to purchase a studio flat with 30k down payment with the aim of living there. Somewhat fortuitously the in-laws plan to move abroad In the event that we proceed with a residential mortgage with Market Harborough Building Society would we likely encounter any issues with obtaining consent to let ?
• Last September we bought our council flat, in Wandsworth,recently valued at £175k. It's completely paid for from our own finances, unencumbered. We are prohibited from selling (without repaying back a significant amount of the discount) before 5 years have gone by. Regardless, we wish to retain it as a investment property to lease out. We wish to release some equity via a Market Harborough Building Society mortgage. Will consent to let be given?
• As we are relocating and failing to find a buyer for our property, we are thinking about renting it out. Is it necessary to disclose this to Market Harborough Building Society? If we do, I think they will want to change our mortgage to buy to let and increase rate which we can't afford. I was hoping that if I continued making my monthly payments it shouldn't be an issue, but am now nervous about insurance consequences if we haven't come clean. Any thoughts?
• We have a new mortgage however my girlfriend doesn't feel safe in the property due to other tenants in the block. I know that many lenders have a six month thing before consent to let - does this apply to all lenders. Is there any way Market Harborough Building Society would allow it at the outset?
• I am trying to find out if Market Harborough Building Society will grant consent to let in a situation where we need to move closer to relatives in a different house albeit that we may move back the future if circumstances change.
• Is there a fixed or maximum term how long I could rent my house out to a family member with consent to let from Market Harborough Building Society. I no longer want to live in the area and want to buy a new home?
• I am interested in consent to let for my home mortgaged with Market Harborough Building Society. How do I move forward? Do I have to contact Market Harborough Building Society and get them to agree?