Consent-to-let Help for Manchester Building Society

Examples of recent questions relating to Manchester Building Society consent to let

• Me and my husband have a Manchester Building Society mortgage and are are not in arrears, in gainful employment etc. Can you tell me how much the fees are and if Manchester Building Society usually grant consent to let without porting the loan to a different deal?

• I have been letting out my flat with "consent to let" from Manchester Building Society on a standard mortgage for the previous three years. Manchester Building Society have now advised that they are retracting their consent to let unless we transfer to one of their "buy to let" deals.

• I have my one bed flat in Havering on the market but notwithstanding a couple of viewings there is a lack of interest so far. As a fall back position I am considering letting out the property if it doesn't sell. I dont anticipate a problem getting consent to let from the freeholder. My mortgage adviser says that in such a scenario I may be required to switch to a B2L mortgage yet the chances are that I don't have sufficient equity. What's my exposure if I were to retain the existing Manchester Building Society mortgage and let the property out without informing them. As long as the mortgage is being paid in full and on time, why would they care or check?
• Due to redundancy my wife and I are looking to move away from Westminster and our apartment, potentially to a job in Copenhagen but that means we will want to let the property but don't want the penalty fee of existing Manchester Building Society mortgage which will be exorbitant.On what basis is 'consent to let' granted by Manchester Building Society?
• Can you help me understand the requirements that Manchester Building Society set for consent to let? Are you able to help?
• My current mortgage is with Manchester Building Society, but I have to get consent to let for around a year as my partner is unwell and is struggling to balance work with the hectic environment we are living in. We want to take time off for twelve months (by living near her mum and dad and having their help) in a greener less intense part of London.
• My Manchester Building Society mortgage is coming up for renewal. We would like to apply for a new residential mortgage and then apply for a consent-to-let. Is this possible? We don't use the house much now that our kids are growing up, and would be better used as a rental.
• I have had my home loan with Manchester Building Society for eleven years and always made payments If I asked for consent to let would I get a positive reply?