Consent-to-let Help for M&S Bank

Recently asked questions relating to M&S Bank consent to lease

• My better half and I intend to relocate to Floridain Month, perhaps short-term but potentially longer term. I have contacted M&S Bank for consent to let out our home in M&S Bank. I have been with M&S Bank for 6 years and no payments have ever been missed. M&S Bank tell me, that even if they give permission, that this will be a temporary arrangement for 12 months. And then what?

• In what circumstances will consent to let for a property be issued from M&S Bank? How long do you have to have had the mortgage before consent to let can be negotiated with M&S Bank? By way of background I am a newly qualified accountant in a home purchased last July. The perfect job offer necessitating moving to a different city permanently has come up. I am interested in procuring consent to let in the first instance in order to renting the property out to cover the expense of the M&S Bank mortgage.
• Me and my wife bought a property ten years ago with the help of a housing association, I own half through mortgage and rent the other half. Three years ago I bought a new property. I rented out my first property and moved to my new home. I obtained consent to let from my lender and I believed I had consent to let from the housing association. Yesterday I had a phone call from the housing association saying they had nothing on record to say I had procured consent to sublet. What do I do now?
• Can you explain "consent to let" to me? I live in a studio apartment and its in good condition. It is on the market and I can't find a buyer. This is because my neighbour is a drunk and assaulted me last year. I was obliged to put it on the disclosure sheet. Mortgage is with M&S Bank on a fixed rate. Someone mentioned I should get consent to let by M&S Bank and let the flat for a couple of years.
• Were we to request a consent to let letter by M&S Bank will we be made to convert to buy to let mortgage? Our mortgage is with M&S Bank and as properties are not selling at the mo and we have seen one we like we were leasing our home out in order to buy the new and dispose of this one when the local market improves.
• My fiance and I bought a place in Liverpool with M&S Bank and am moving to rent a property in Somerset due to work. Is consent to let from M&S Bankpossible? I am only looking to let out the flat for half a year before selling.
• I am looking at moving abroad for work and would like consent to let from M&S Bank whilst I am away. Is the way forward to complete the consent to let form and mail it to M&S Bank? Letting the property isn't to make money but to keep the property in case things don't work out
• I'm thinking about letting my property on a residential mortgage with M&S Bank what is the procedure for getting consent to let?