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Need professional advice for your consent to let with Lloyds TSB Scotland plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Lloyds TSB Scotland consent to let

  • Soon to be packing up as my husband and I are moving to Dubaiin Month, perhaps temporarily but conceivably longer term. I'm in the process of writing to Lloyds TSB Scotland for consent to let out my property (we have already found tenants). I have had a mortgage with Lloyds TSB Scotland for three years and the account is up to date with no current arrears. Lloyds TSB Scotland advise, that even if they consent to the letting, that this will be a temporary arrangement for a single year. And then what?

  • I have a Lloyds TSB Scotland mortgage on a flat I own, in Haringey. Last month, resulting from a change in my circumstances I decided to let out this flat, and rent a house in a different area within same loc. The personal situation that altered is that I started living with my partner, and the flat is not big enough for us. I would rather not dispose of the flat because the current market value is significantly lower than when I purchased the property seven years ago. I contacted Lloyds TSB Scotland for a consent to let which was turned down because they determined that my intention was to invest in the flat. The whole process was very stressful and frustrating. There is a sense of urgencyas there is a prospective tenant waiting for this consent to let and may pull out.I look forward to hearing from you
  • I have found myself in the accidental landlord category and failed to inform Lloyds TSB Scotland. I had to leave my flat for work purposes, so am now based in another part of the country. I originally tried to sell the flat, but prices were low, resulting in negative equity. This was four years ago in 2011, which has since seen the property price increase and has given me time to save. I am in now in a position where I can now transfer to a BTL mortgage and would like to remortgage at the same time. My concern is, will changing mortgage providers possibly alert Lloyds TSB Scotland that I have been letting without consent to let? I appreciate that I shouldn’t have done what I did, but circumstances backed me into a corner. Have I committed a criminal offence?
  • Need some information concerning renting a property and consent to let. Later this year I want to move in with my partner. The local authority would like to rent my flat for five years guaranteed with rent and service charges covered. The mortgage is with Lloyds TSB Scotland. Please help
  • When it comes to consent to let from Lloyds TSB Scotland am I supposed to advise them every time we get a new tenant and send them a copy of the lease document?
  • Will Lloyds TSB Scotland want to know why I am seeking consent to let? Is it wise to disclose my possible relocation overseas?
  • Me and my partner have a mortgage with Lloyds TSB Scotland but am told they have a policy that they will not give consent to let the property to a housing association. Is this correct and if so, is there a way round this?
  • I recently bought a house with 10% deposit for personal reasons. A homeloan was taken with Lloyds TSB Scotland. But my circumstances have now changed. I am being transferred overseas. Am I able to obtain consent to let from Lloyds TSB Scotland and put the house up to let?