Need Help?

Need professional advice for your consent to let with Keystone Property Finance? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Keystone Property Finance consent to let

  • I rent out my property in Ealing. I didn't request consent to let. I moved to Aldershot for a job opportunity and couldn't do a commute but was nervous that Keystone Property Finance would charge me a small fortune so I decided to take the risk. I'm looking to legitimise it now... basically continue leasing it but with consent. Can you offer any advice as to how I go about doing this?
  • I understand that this is a breach of Keystone Property Finance mortgage policy if I let out my house having indicated that I intend to reside there. The plan is to have the mortgage fully paid off after five years, by which time the property will be unencumbered, meaning I no longer require any consent to let. Keystone Property Finance advised me I can overpay as little as I like during the lifetime of the mortgage. I have someone who wants to rent the property. What checks do Keystone Property Finance do and what are the chances that they are likely to do this? Can you set out repercussions of not seeking consent to let? From what I have read there is a possibility of Keystone Property Finance transferring the loan onto a BTL mortgage
  • My partner and I currently live in Dubai and leasing out our flat in Redbridge. This was unplanned but an opportunity came up and we took it. The rent received on the property is insufficient to cover the mortgage so we send back funds each month to make up the shortfall. Anyway this morning our lender got in touch telling me that because the property is being let out and has been for nearly three years we will have to pay 1.5% interest on top of our current mortgage rate. We could sell up but this will be far from easy as I am so far away. Could we remortgage with Keystone Property Finance and get consent to let?
  • My husband is in the army and he has been posted overseas and as we want to move as a family we need 'Consent to let' from our lender Keystone Property Finance. Can you help me?
  • I am considering moving abroad for work and would like consent to let from Keystone Property Finance whilst I am away. Is the way forward to complete the consent to let form and send it off in the post to Keystone Property Finance? The point of renting the property isn't to make money but to retain the house in case things don't work out
  • There is a chance of me going to Aus for twelve months with work. Planning on taking my partner with me and hoping to rent our UK home in the meantime on a temp basis to make things more cost effective. I was just wondering whether Keystone Property Finance currently allows consent to let
  • I would like to rent out my house for two years at most. How do I go about getting consent to let from Keystone Property Finance who I have a mortgage with?
  • I am currently in the process of applying for a mortgage through Keystone Property Finance - I foresee that in the coming months I may decide to rent the property out - how would I change the 1st time buyer mortgage to a BTL mortgage?