Need Help?

Need professional advice for your consent to let with Kent Reliance (a trading name of OneSavings Bank plc)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Kent Reliance consent to lease

  • I will soon be moving to Hong Kong. As opposed to sell my house, I would like to lease it out, just in case things don’t go as expected. My current mortgage is with Kent Reliance. If I looked to refinance would a new provider consider this as me attempting to avoid a Buy To Let mortgage, of which there is very limited availability for 80% LTV, and hence refuse my request for Consent to Let?
  • I need to explore if I can get consent to let on my current property. I have a mortgage with Kent Reliance but my circumstances have changed. I'm about to move in with my partner and son who have a house and more room than my 1 bed flat. I am sure that I will not qualify for a buy to let mortgage as I don't have the funds for a deposit nor do I earn in excess of £25000 per annum.
  • I'm looking to remortgage our old one bedroom apartment, currently tenanted with consent to let from Kent Reliance, onto a BTL rate as we will not be moving back into it now since we have our family home. So, I'm assuming I need a specialist financial adviser for this and I am not really familiar with what my options are. Are you able to recommend an efficient broker service specialising in BTL?
  • Am I required to inform Kent Reliance of my intention to rent a caravan out on the grounds of my property. Can you shed any light on this? I am seeking separate advice on the insurance, legal and tax side of things .
  • I have to send the consent to let form by courier and need to know if Kent Reliance have a regular mailing address I can use as couriers usually will not accept deliveries to PO Box addresses.
  • Just curious as to whether it is possible if you own one property with consent to let from Kent Reliance, to buy another with a domestic mortgage to live in. Then once the consent runs out on the first property, to convert to buy to let or sell it?
  • I am trying to find out Kent Reliance fees for conversion to consent to let from a fixed rate residential mortgage?
  • I am looking at some alternative lifestyle. I have a Kent Reliance mortgage, if I become a non-UK resident but wish to rent my UK house, do I need to get consent to let from Kent Reliance to do this ?