Need Help?

Need professional advice for your consent to let with Kent Reliance (a trading name of OneSavings Bank plc)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Kent Reliance consent to lease

  • I have a standard mortgage over my residence in loc and intend to move to country for a couple of years. During this time it makes financial sense to let out my flat. My mortgage provider refuses to issue a consent to let. I don’t really want a buy to let loan as it’s only a short term option that I am abroad for.

  • What information do Kent Reliance expect to to determine whether to grant consent to let. I have a five year fix with them. I have a good track record of mortgage payments over several years. I am planning a move to Barnet owing to the family getting bigger. My financial situation has not changed and in fact my annual income has increased by thirty per cent since I applied for the mortgage out.
  • A friend of mine recently sought CTL from the Woolwich which they turned down as the mortgage had not been going for even half a year. I am about to request consent to let from Kent Reliance. Do they take the same approach?
  • I have had a home loan with Kent Reliance for sixteen years. I got divorced twelve ago and bought the ex wife out. My circumstances have changed, I would like to retain my house but live with my new partner, leasing my house out. It has been suggested by my broker that I can request consent to let from Kent Reliance instead of a BTL mortgage as I haven't purchased the property with the intention of letting it out, is this correct?
  • I currently have a mortgage with Kent Reliance that I would like to transfer to a consent to let as we have found another property we are looking to buy. What is the procedure for consent to let?
  • Me and my husband took a mortgage with Kent Reliance but am informed they have a stipulation that they refuse to grant consent to let the property to a local authority. Is this right and if so, can you suggest a method round this?
  • I recently acquired a ground floor flat in Brent. I am first time buyer. I am moving Ireland next month, can I get consent to let from my lender Kent Reliance or do I have to wait six months?
  • I wish to get consent to let from Kent Reliance for a few years at which point I can switch to a buy to let. Is this possible