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Need professional advice for your consent to let with Kent Reliance (a trading name of OneSavings Bank plc)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Kent Reliance consent to let

  • My lender has placed me in a pickle with a Consent to Let mortgage. Reacting to my requisition for consent to let the lender has requested evidence of a signed AST as a prerequisite to granting permission. Is is not the case that if I adhered to their request that I would be breaching the lender’s terms and conditions?

  • In June 2013 I was issued consent to let from my existing lender which is about to come to an end. Since I took this out to travel and start a family. My part time salary is not sufficient just now to pay the mortgage on my own. I have been told I can't extend my consent to let and if I continue renting out I will be in action would be taken for breaching my mortgage contract. As a result of my low income I it is likely that I will be refused to transfer to a BTL product. One option I am thinking about is remortgaging to Kent Reliance. Are they likely to issue consent to let from the outset?
  • I will soon be emigrating to Hong Kong. Rather than sell my house, I would like to let it out, just in case things don’t go as expected. My current mortgage is with Kent Reliance. If I looked to refinance would a new provider consider this as me seeking to avoid a Buy To Let mortgage, of which there is very limited availability for 80% LTV, and hence reject my application for Consent to Let?
  • The plan is to move in with my partner and I have let my property out to two students on a twelve month AST. The application for consent to let from Kent Reliance is in hand but what if they decline. I can’t renege on my contract in terms of not renting the students as the paperwork is finalised. On the flip-side Kent Reliance could take action for breach of a condition i.e. letting it out without consent to let.
  • How easy is it to obtain a consent to let from Kent Reliance and what does it cost? If I want to let out my property for a couple of months how simple is it to fluctuate between a standard mortgage and consent to let?
  • I wish to apply for consent to let from my lender Kent Reliance to let out my flat. . Can you tell me if Kent Reliance grant consent to let in these circumstances?
  • Do you have the address to which a Consent to Let request to be sent for Kent Reliance? Sorry about bothering you with this query.
  • I was wondering if you could assist. I require consent to let from Kent Reliance and would like to know if this option would be possible for me to switch to as I must move back home to look after my mum