Need Help?

Need professional advice for your consent to let with Kent Reliance (a trading name of OneSavings Bank plc)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Kent Reliance consent to let: Q and A’s

  • What is the process for obtaining consent to let from Kent Reliance? What information do they need? is there a fee to pay? Is consent generally limited in time and if so, for how long? Do I need to renew it every year? What if I obtain a consent but decide not to rent the property out?
  • I'm planning to remortgage our old studio flat, currently let out under consent to let from Kent Reliance, onto a BTL rate as we will not be moving back into it now since we have our family home. So, I'm assuming I need a specialist financial adviser for this and I am not really familiar with what is on offer in this area. Are you able to offer any advice on a good broker service specialising in BTL?
  • My boyfriend and I (joint owner) are in the process of transferring our mortgage to Kent Reliance. I was doing some research concerning consent to let from Kent Reliance to understand the rules around potentially leasing our current flat out (probably in a year or 2) if we moved away. The flat in question was a first-time purchase for us about two years ago. Currently we are living there.
  • I wish to be informed of what the policy is for Kent Reliance for consent to let. I have come across contradictory suggestions in relation to fees and rates. I need to relocate for career reasons but can not sell the house due to a difficult market.
  • My wife and I are planning to ask Kent Reliance for consent to let out our property in Lambeth. We are moving overseas for 3 years and need to rent out the property. I didn't check this out when we took the Kent Reliance mortgage, and that was only because we never thought an opportunity like this would come up so was planning on occupying the house.
  • My lender wont grant consent to let until I have a move in date confirmed with a tenant. How can I confirm this whilst lacking consent to let? I can't be sure but I think my friend had a similar issue with Kent Reliance.
  • My personal situation has changed, and I would like to rent my home out - meaning consent to let- I have approx £200K loan with Kent Reliance and currently 85k equity I need to side-step the early repayment fees.
  • As a result of work opportunities I will be moving to Belfast and would like to rent the flat temporarily, please let me know what action I need to take in order to get consent to let from Kent Reliance?