Need Help?

Need professional advice for your consent to let with Kent Reliance (a trading name of OneSavings Bank plc)? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to Kent Reliance consent to let

  • A friend of mine suggested that this summer I rent out my cottage and generate some income while I am on holiday. It’s only for a couple of weeks. Do I need consent to let from Kent Reliance?

  • Hello, I have a mortgage on a flat with Kent Reliance and I am thinking about renting my property out. Can I do this without transferring to a buy to let or getting consent to let from Kent Reliance?
  • I want to explore if I can receive consent to let on my existing flat. I have a mortgage with Kent Reliance but my situation has changed. I'm about to move in with my partner and daughter who have a house and more room than my 1 bed apartment. I don't think I can qualify for a buy to let mortgage as I don't have the funds for a deposit nor do I earn more than £25000 a year.
  • Given we are relocating and failing to find a buyer for our house, we are considering letting it out. Am I required to advise Kent Reliance? I am concerned that Kent Reliance might change our terms. I was thinking that as long as I continued paying on time it shouldn't be an issue, but am now concerned about insurance ramifications if we haven't come clean. Any feedback?
  • Is there a maximum period that Kent Reliance is willing to grant me the Consent To Let for?
  • How easy is it to get a consent to let from Kent Reliance and what will it cost me? If I want to let out my property for a couple of months how easy is it to fluctuate between a owner occupier mortgage and consent to let?
  • Do I require consent to let if I rent to a family member (in my case my Dad now lives there and contributes towards the Kent Reliance mortgage)?
  • I am trying to find out if Kent Reliance will grant consent to let in a situation where we need to move closer to relatives in a different house albeit that we may move back the future if circumstances change.