Need Help?

Need professional advice for your consent to let with Kensington Mortgage Company Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Kensington Mortgage consent to lease

  • I wish to move house and I am enquiring if I can get consent to let on my property then get a mortgage approval for the new house so I can put in an offer without being part of a chain and then rent my property out when I move. Will my lender Kensington Mortgage grant consent to let for 12 months if they know I am wanting to purchase a further property or only where one is moving short term for career reasons?
  • My property recently got consent to let on a normal mortgage with Kensington Mortgage with aim of changing to a buy-to-let rate when the fixed term ends in a few months' time, so I'm uncertain if this complications to the issue! Any guidance much appreciated.
  • I have a home that's currently under shared ownership (My share is 60per cent) purchased in September 2013. I plan to go through the full purchase of the house. Me and my wife also have in mind a second house that we are hoping to purchase. Mortgage in principle has been approved by Kensington Mortgage. I would like to know that I will be able to put the current house through consent to let as soon as the remainder share has been purchased so, that we can start the process of purchasing the new property
  • Just wondering whether Kensington Mortgage perform any checks when obtaining a residential mortgage, I'm ideally looking to let the property out and am in two minds as to whether I should apply for consent to let. How would they find out if I rent the place out?
  • I am considering relocating with work and would need to rent my property out. I have a mortgage with Kensington Mortgage. My property is worth approx £185k and owe £57k on it. Will Kensington Mortgage increase my interest rate?
  • I am trying to find out if Kensington Mortgage will grant consent to let in a situation where we need to move closer to relatives in a different house albeit that we may move back the future if circumstances change.
  • I am currently in the process of applying for a mortgage through Kensington Mortgage - I foresee that in the within months I may decide to let out the property - how would I change the homeowner mortgage to a buy to let mortgage?
  • I am interested in consent to let for my home mortgaged with Kensington Mortgage. How do I move forward? Do I have to call Kensington Mortgage and get them to agree?