Need Help?

Need professional advice for your consent to let with Kensington Mortgage Company Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to Kensington Mortgage consent to lease

  • I rent out my property in Greenwich. I didn't request consent to let. I moved to Surrey for work relocation purposes and was unable to cope with the traveling but was worried that Kensington Mortgage would charge me a small fortune so I decided to take the risk. I'm looking to legitimise it now... basically carry on letting it but with consent. What course of action do I take now?
  • I have a residential mortgage over my home in loc with the intention of moving overseas to country for three years. During this time frame it would be ideal if I could rent out my house. My bank has declined to grant me consent to let. I don’t really want a buy to let mortgage as it’s only for a limited time-frame that I am going away for.

  • I have been granted consent to let from Kensington Mortgage for some time now and they now wish to speak to me and I expect their agenda is to rid themselves of me. Can you help?
  • I am currently looking to buy my first home however, I am self employed. I want to chose a mortgage company that allows short term letting with a domestic mortgage so that I could rent out the property temporarily with long periods of absence without being required to switch to a buy to let product. Are you able to advise me on how lenders would perceive this and in particular the approach taken by Kensington Mortgage.
  • My OH and I are looking to ask Kensington Mortgage for consent to let out our property in Harrow. We are moving overseas for 2 years and need to let it out. I failed to look into this when we took the Kensington Mortgage mortgage, and that was due to the fact that we never foresaw an opportunity like this would come up so was planning on living in the house.
  • Just wondering if if consent to let would be forthcoming from Kensington Mortgage enabling me to move back in with my mother and father for 12 months and conserve some money to extend the lease on my property?
  • I am thinking of moving in with my boyfriend at his home and would like to rent out my property that I purchased last year, I'm just not sure of the process as my property is my first home. What do I need to do to get consent to let from Kensington Mortgage If I obtain consent will my mortgage payments rise?
  • My wife and I may need to lease our home temporarily due to a new job. This will be for a limited period but no more than twoyears. Should I tell Kensington Mortgage or am I best advised to keep quiet?