Need Help?

Need professional advice for your consent to let with Kensington Mortgage Company Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to Kensington Mortgage consent to let

  • I have been asked by my proposed tenants for sight of my ‘consent to let’ from Kensington Mortgage, my mortgage lender. Is this standard practice? My letting agent cannot offer an explanation, can you?

  • My husband and I are in possession of a mortgage offer from Kensington Mortgage, but we hit a brick wall. My husband is the deputy head in a boarding school, and as such we are provided with a residence as part of his employment. We wanted to buy a one bedroom apartment to get on the ladder, and rent it out while we're based at the school. I had thought Kensington Mortgage would be willing to give consent to let from day one of the mortgage. It appears that I may not be granted consent to let. Do you have any ideas what we can do?
  • My husband and I are just about to receive a mortgage offer from Kensington Mortgage for a leasehold property. I have applied through Right to Buy. It is a capital and interest mortgage. I am curious as to what is the main criteria Kensington Mortgage adopt in order to allow borrowers consent to let? Is consent to let based on the rental multiple on a property?
  • My wife and I are planning on purchasing a house, renting a couple of the bedrooms out to help cover the mortgage with Kensington Mortgage, and then moving on in a few years time - at which point the property would be fully tenanted. Is it likely that Kensington Mortgage would look at this unfavourably as I will have been given a normal loan as opposed to a B2L or consent to let? I've read that in extreme situations they can sue for mortgage fraud, is this correct?
  • We are considering a remortgage and also exploring the possibility of renting the property in the future - Is there a fee with Kensington Mortgage to procure consent to let and what are the requirements?
  • I would like to find out what information I should include in a letter requesting consent to let my property in Lewisham? I would like to send a request to my lender Kensington Mortgage.
  • Kensington Mortgage - consent to let potential. Can you advise on the process with this lender? Do they have a minimum period prior to changing to this and a minimum LTV?
  • I would like to rent out my property for two years at most. How do I go about getting consent to let from Kensington Mortgage who I have a mortgage with?