Need Help?

Need professional advice for your consent to let with Kensington Mortgage Company Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Kensington Mortgage consent to lease

  • I'm planning to remortgage our old garden flat, currently occupied with tenants with consent to let from Kensington Mortgage, onto a BTL rate as we will not be moving back into it now since we have our family home. So, I'm assuming I need a specialist broker for this and I am not really au fait with what is available in this area. Are you able to recommend an efficient broker service specialising in BTL?
  • The plan is to move in with my partner and I have let my property out to two tenants on a twelve month tenancy. I am now applying for consent to let from Kensington Mortgage but what if they refuse. I can’t renege on my contract in terms of not renting the students as they have all signed up. On the flip-side Kensington Mortgage could sue me for contravention of mortgage condition i.e. letting it out without consent to let.
  • Where a property owner opts to lease out their property in the absence of consent to let from Kensington Mortgage - what, if any implication might there be for an agent acting on their behalf?
  • I recently got married and my wife and I would like to buy a family home in the coming year, whilst keeping our ground floor flat in Brent we currently live in to rent out. Mortgage on the flat is with Kensington Mortgage. I don't want to put myself in a situation with two residential properties and then be refused consent to let.
  • Is it possible that Kensington Mortgage would have an internal record as to whether consent to let was granted for a specific property?
  • Do I need consent to let if I let to a family member (in my situation my mum now lives there and contributes towards the Kensington Mortgage mortgage)?
  • Would you be able to help me? What do we need to do to obtain consent to let from Kensington Mortgage? And what are the costs involved?
  • I need to contact Kensington Mortgage to enquire about renting out our property. Do they post a form to me. Can I not download this from the site?