Need Help?

Need professional advice for your consent to let with ITL Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to ITL Mortgages consent to let

  • I have my maisonette in Redbridge on the market but notwithstanding a couple of viewings there is a lack of interest so far. As a backup option I am considering letting out the property if cant find a buyer. I dont anticipate a problem getting consent to let from the freeholder. My mortgage adviser says that in such circumstances I may need to switch to a BTL product yet the chances are that I don't have enough equity needed. What's the worst that could happen if I were to just keep the current ITL Mortgages home loan and let the property out without telling them I was told that they can put a marker on you for mortgage fraud once find out. Is that right?
  • I have leased out my three bedroom second floor purpose built flat in Wandsworth for the last two years, and I didn't realise that I required consent to let. I now want to rectify this. Would this be an issue?
  • Am I required to notify ITL Mortgages of my plan to take in a lodger. I have two spare rooms that could be used by lodgers and I was thinking that as the occupancy remains in keeping with that of the 'family' use of the property it might not require consent to let. Can you help clarify? I am taking independent advice on the insurance, legal and tax ramifications.
  • I have a 2 year fixed rate mortgage with ITL Mortgages which began in January. I will be moving out in March and have tenants ready to lease my flat. I need to get a letter from ITL Mortgages granting consent to let until my term is up to allow me to refinance. How do I go about this?
  • I would like to know the criteria for consent to let from ITL Mortgages and anyadditionalcosts involved. I've moved in with my partner and have a colleague wanting to let out the property.
  • We took out a mortgage with ITL Mortgages a few months ago and although it's still early days we may have to relocate around next Summer and would like to be able to lease our house out. Would this be possible with a non- BTL mortgage?
  • Me and my husband have an cottage in our garden. Do we need consent to let this from ITL Mortgages? If so, what is the process if I wish to switch the mortgage to consent to let?
  • Me and my partner want to consider the option of leasing out my apartment with consent to let from ITL Mortgages whist away travelling for three months