Need Help?

Need professional advice for your consent to let with Investec Bank plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Investec consent to lease

  • In what circumstances will consent to let for a property be issued via Investec? For what period of time do you have to have had owned the property before consent to let can be granted by Investec? In order to give you some history I am a young dentist in a house purchased last July. The ideal job offer necessitating relocation to Sutton permanently has arisen. I am interested in getting a consent to let initially with a view to put a tenant in it to offset the expense of the Investec mortgage.
  • Last week offered a job abroad and considering whether it's worth renting my house out. Will Investec allow me to change mortgage or give me consent to let? If not I will have to consider if I should accept the promotion. I wouldn't mind paying more as I intend to come back and move into my home after 1 to 3 years. I'm not doing it to to make money. Just love my property and wish to return to it at some point in the future.
  • I have just been presented with a once in a lifetime job opportunity for 6 months abroad. I have enough cash reserves to meet the monthly Investec mortgage however the buildings insurance stipulates continuous residency in order not to be invalidated. Last winter the roof suffered storm damage but was repaired. Should there be any problems during the winter months I would struggle to afford repair costs. How likely is it that I will get consent to let via Investec for the period I am abroad?
  • At the moment I am looking to purchase my first property however, I am self employed. I I would like to find a lender that will permit short term letting with a residential mortgage so that I could let the property for 6-9 months with long periods of absence without being forced into a BTL rate. Are you able to advise me on how lenders would perceive this and in particular the stance taken by Investec.
  • Are you able to give me some preliminary insight re consent to let? We have a Investec mortgage and are considering leasing the place out for a couple of years, but cannot really afford to switch to a buy to let mortgage. The estate agent mentioned something about a content to let
  • I have a homeowner mortgage with Investec and with my circumstances changing significantly in the last three months, can I apply for consent to let. What changes will affect me?
  • What, if any, income criteria do Investec set for consent to let on an existing domestic mortgage?
  • My wife and I have an annexe in our garden. Do we need consent to let this from Investec? If so, what is the process if I need to change the mortgage to consent to let?