Need Help?

Need professional advice for your consent to let with Investec Bank plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Investec consent to let

  • Just wondered if Investec invoke a right to put a loading on my interest rate on a regular mortgage that has just been approved for Consent to Let at any time, onto ‘rates in line with their BTL loans'?

  • Is it permissible to let out our house in the absence of consent to let from our lender? I appreciate that at the time we signed a declaration stating it wouldn't be a buy to let property and that we don't own other property. I know you can't use H2B if you owned other property at the time, but what about property thereafter? Can you acquire a further property, receive a gifted property?
  • I have a garden flat in Newham which I inherited in 2007 and which I have since remortgaged with Investec on a fixed rate which ends next June. If I want to lease out the property whilst I go travelling what do I need to do and is there a time limit? Are there any other financial repercussions when applying for consent to let?
  • My husband phoned Investec on Wednesday regarding consent to let. We are awaiting a returned call. We have placed an offer in on a semi detached house that has been provisionally accepted so would like to know how likely it is that we will obtain consent to let from Investec?
  • My Investec mortgage fixed rate ends in march and have to move with work soon after. What are the chances that I will be able to both remortgage and obtain consent to let?
  • I wondered if you could help clarify the process for securing consent to let from Investec? Are there certain requirements for example you must live in the property for a year before its given?
  • My partner and I have had my home loan with Investec since 2004 and always made payments If I sought consent to let would I get a positive reply?
  • I are considering applying to Investec to obtain consent to let our house, how long does it take from the point of sending the forms to us finding a letting agent and listing our house for rent? and are there any other steps we will need to take?