Need Help?

Need professional advice for your consent to let with Intelligent Finance? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Intelligent Finance Consent to Lease Example Support Desk Enquires

  • Doing everything by the book I’ve been leasing out my house with "consent to let" from Intelligent Finance on a homeowner mortgage for the previous two years. Intelligent Finance have just written retracting their consent to let if we do not transfer to one of their "buy to let" products.

  • I am a first time buyer looking to purchase a detached house in Intelligent Finance. I have a significant deposit will be getting a mortgage from Intelligent Finance. My concern is that my girlfriend inherited a flat in Birmingham and I can foresee myself moving in next month, when I would want to let out my property. I have heard of consent to let but it does not sound like a guaranteed option. Can you offer any advice?

  • I have a home loan with Intelligent Finance on a property and I would like to find a tenant for it out and rent an alternative property as a result of changes in personal circumstances - I want to move to a different area, and to live in a larger house with my fiance. I sought consent to let and yesterday got reply with a refusal because they felt I want to invest. I dont know what my options are. I find myself at risk since I already have rented a new property and am faced with paying both Intelligent Finance and rent payments, which could put me in financial risk. The matter is urgent as a prospective tenant waiting on the sidelines
  • Last month I got married and my wife and I would like to buy a family home in the coming year, whilst keeping our three bedroom second floor purpose built flat in Harrow we currently live in to rent out. Mortgage on the flat is with Intelligent Finance. I wish to avoid putting myself in a situation with two residential properties and then be refused consent to let.
  • My husband and I bought a property in Hendon with Intelligent Finance and am moving to rent a property in Oxford due to work. Is consent to let from Intelligent Financepossible? I am only looking to lease out the flat for 6 - 12 months before selling.
  • Will Intelligent Finance choose to exercise a right to change the rates on a owner-occupier mortgage where Consent to Let at any time, onto ‘rates equivalent to their BTL range'? Is it possible to remortgage on a consent to let with Intelligent Finance?
  • Is there a time limit on a consent to let from Intelligent Finance? and do you need to get a new mortgage first or a general residential mortgage can just be changed to a consent to let after application?
  • Will Intelligent Finance give consent to let my flat? I have an existing residential mortgage, never been in arrears and have been with Intelligent Finance for a little under since 2012. What costs am I likely to incur