Need Help?

Need professional advice for your consent to let with Intelligent Finance? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to Intelligent Finance consent to lease

  • Just wondered if Intelligent Finance invoke a right to put a loading on my interest rate on a residential mortgage that has just been approved for Consent to Let at any time, onto ‘rates in line with their BTL products'?

  • I have a home loan with Intelligent Finance on a flat and I am intending to find a tenant for it out and rent an alternative property due to changes in personal circumstances - I want to move to a new location, and to live in a larger house with my partner. I sought consent to let and just got reply with a refusal as they considered that I want to invest. I as at a loss as to what to do next. I find myself at risk since I already have rented a new house and am faced with paying both Intelligent Finance and rent, which could expose me financially. The matter is urgent because a potential tenant waiting on the sidelines
  • I have a mortgage with Intelligent Finance however my husband and I will be emigrating to the US in September. The mortgage is in my name yet it is my husband's job that is taking us abroad how do I answer the question: 'please indicate why you wish to let the property':
  • My husband and I are intent on buying a house, renting two of the rooms out to help cover the mortgage with Intelligent Finance, and then moving on in a few years time - when the property would be fully rented. Is it likely that Intelligent Finance would frown upon this as I will have been given a normal homeloan rather than a B2L or consent to let? I've heard that in extreme situations they can repossess the property, is this an exaggeration?
  • Me and my partner have a mortgage with Intelligent Finance but am told they have a stipulation that they refuse to grant consent to let the property to a local authority. Is this true and if so, is there a method round this?
  • I am interested in some advice on how best to approach my mortgage lender Intelligent Finance regarding a 'Consent-to-Let' application. Is this a task you can offer guidance on ?
  • I would like advice as to how to go about obtaining consent to let from Intelligent Finance and what, if any, fees I face.
  • About to remortgage my home but will likely be moving out in the next year and would be looking to let it out. Is it possible to get buy to let or consent to let from Intelligent Finance?