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Need professional advice for your consent to let with HSBC Bank plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to HSBC consent to lease

  • Under what scenarios will consent to let for a property be given by HSBC? For what period of time do you have to have had the mortgage before consent to let can be obtained from HSBC? In order to give you some perspective I am a young solicitor in a home purchased last July. The ideal job offer requiring relocation to a different city on a permanent basis has come up. I would be interested in securing consent to let in the first instance in order to put a tenant in it to cover the expense of the HSBC mortgage.
  • I am purchasing a garden flat in Haringey. I am only looking to be there for a year, and then move into a larger home. As opposed to disposing of the prior apartment I'd like to rent it out so that it becomes an investment. Do you know if HSBC would grant consent to let in such a scenario?
  • I am currently looking for a mortgage as FTB and considering HSBC with my financial adviser. Suppose I choose a three year fixed rate I live at the property and after twelve months, an opportunity presents itself which involves a relocation requiring moving overseas. In the case HSBC issues me consent to let,would the rate increase?
  • I was going to call HSBC to ask if they have a Consent to Let application they can send me to complete.. However,I thought I would explore online. I was wondering if if you could direct me to a site where I could download this form online?
  • I am contemplating a remortgage and also thinking of renting the property in the years to come - Is there a fee with HSBC to get consent to let and what are the requirements?
  • I own a house in Hillingdon. I would like remortgage with HSBC and either change to buy to let or consent to let. I'm still inside the Early Redemption Charge period so not sure if I will be liable to pay that?
  • Is there discretion in the accepted equity ration before transferring from a current HSBC mortgage to a consent to let?
  • I have spoken to someone at HSBC about changing our current mortgage to consent to let (the current two year fix ends in summer 2016). Can I just confirm that I need to send a letter setting out our change in circumstance to HSBC? Where do I need to send the letter to?