Need Help?

Need professional advice for your consent to let with Holmesdale Building Society? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to Holmesdale Building Society consent to lease

  • Just wondered if Holmesdale Building Society choose to operate a right to put a loading on my interest rate on a non-commercial mortgage where the lender has granted Consent to Let at any time, onto ‘rates akin to their Buy to Let range'?

  • Are any options available to me if my request for consent to lease is subsequently refused by Holmesdale Building Society?

  • I acquired an apartment a year ago with a Holmesdale Building Society loan but would like to put my flat up for rent. I have got parking issues there. Do I require consent to let byHolmesdale Building Society?
  • I purchased a house three years ago in Newcastle when I worked locally. I got a promotion which involved working in Wimbledon. I drive down on Sunday evening and live with a relative mid week. I am now consideringmoving home to avoid the commute. I am deliberating the option of renting out my existing home. My mortgage is with Holmesdale Building Society, would I have to change my mortgage rate or ought I try to get consent to let?
  • Would a prior extension to a mortgage term with Holmesdale Building Society work against us when we applied to Holmesdale Building Society for consent to let.
  • I would like to know if I have a residential mortgage with Holmesdale Building Society and decide to lease it out, does the rate get jacked up and are there any supplemental fees for seeking consent to let.
  • I recently completed on a ground floor flat in Haringey. I am a FTB. I am moving Glasgow next month, can I get consent to let from my lender Holmesdale Building Society or do need to wait for at least 6 months?
  • I am currently in the process of getting a mortgage through Holmesdale Building Society - I foresee that in the within months I may decide to let out the property - how would I transfer the homeowner mortgage to a BTL mortgage?