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Need professional advice for your consent to let with Hodge Life? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to Hodge Life consent to lease

  • I run a letting agency in Ealing. If a landlord chooses to let out their property without consent to let from Hodge Life - what liability do I have, if any? Technically the landlord isn't breaking the law, however, they would be breaking their agreement with the Hodge Life, as Hodge Life invariably need to be informed of any change in circumstances. If I turn a blind eye could I be accruing problems for my agency?
  • I have a self contained flat attached to my house that my father has vacated. As my property is large I was thinking to move into the annex and let the rest out. This is also due to change of circumstances. Would I need a consent to let from Hodge Life?
  • I have been in the Royal Air Force for three years and intending to acquire a house with a Hodge Life mortgage. I would like to be given consent to let the house to my sister. In the future I would reside in the property with my family when I leave the Royal Air Force. Will I need to apply to my superior officer to request permission to rent it out?
  • Need some assistance concerning leasing a property and consent to let. Later this year I intend to move in with my partner. The local authority would like to rent my flat for 5 years guaranteed with rent being paid and maintenance. The flat was purchased with a mortgage by Hodge Life. Please advice
  • I would like to buy a new house but can't afford to sell my current flat with a Hodge Life mortgage. Do you know the criteria for Hodge Life to issue consent to let? Is getting married and having children a sufficient reason to to ask for consent to let?
  • I recently bought a house with 10% deposit for personal reasons. A mortgage was taken with Hodge Life. But my circumstances have now changed. I am being transferred overseas. Am I able to get consent to let from Hodge Life and put the house up for rent?
  • Is consent to let a cost efficient way of becoming a landlord? Isn't this a loophole for some people to exploit?
  • Not sure if you can help What do we need to do to obtain consent to let from Hodge Life? And how much equity is needed?