Need Help?

Need professional advice for your consent to let with Harpenden Building Society? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Harpenden Building Society consent to lease

  • I have just been on the phone to Harpenden Building Society who have advised me that they discovered that I am letting out the ground floor flat despite having a domestic mortgage. I had to move three years ago for childcare reasons, couldn't sell and was left with little choice to let out the property. Are you able to advise me on the consequences might be for me not obtaining consent to let?
  • I work for a letting agency in Sutton. Where a landlord opts to rent out their property without consent to let from Harpenden Building Society - have I failed in my duty of care? Technically the landlord isn't committing a crime, however, they would be breaching their agreement with the Harpenden Building Society, as Harpenden Building Society invariably require to be informed of any change in circumstances. If I turn a blind eye could I be storing up problems for myself?
  • What is the maximum period of time allowable to Harpenden Building Society that I would be able to let my property without having to transfer the mortgage or sell my property? Essentially, my boyfriend would like me to move in with him and I really don't want to sell my house. I would like the fallback of knowing I still own my own property.
  • I have been serving in the Royal Navy for six years and intending to buy a home using a Harpenden Building Society mortgage. I would like to get consent to let the property to my parents. In years to come I would reside in the property with my family when I leave the Royal Navy. Is this achievable?
  • We have a new mortgage however my girlfriend doesn't feel safe in the property due to other tenants in the block. I know that many lenders have a 6 month thing before consent to let - does this apply to all lenders. Is there any way Harpenden Building Society would allow it from the start?
  • My partner and I have a mortgage with Harpenden Building Society on our garden flat in Croydon. We are planning to buy a new house to move into. How do I switch my current mortgage on to consent to let?
  • I am looking at some alternative lifestyle. I have a Harpenden Building Society mortgage, if I become a non-UK resident but wish to rent my UK house, ...what steps should I take to get consent to let. Can this be obtained on via email ?
  • Please could you confirm what the procedure would be if we purchased a new house and need to get consent to let for our existing mortgage with Harpenden Building Society