Consent-to-let Help for Hanley Economic Building Society

Hanley Economic Building Society Consent to Lease Example Support Desk Enquires

• I need to decide what to do ie let or sell. The property has a mortgage against it with Hanley Economic Building Society (with fair amount of equity). We are planning to move out of Cambridge and if at all possible would like to to let our house with consent to let from Hanley Economic Building Society and use the income from that to help secure a second mortgage for a house to live in. What is the best way to fund a second mortgage without selling my old property and using the equity as a deposit for the new property. Is there anyway I can change my old mortgage to a buy to let mortgages or obtain consent to let and take on a second mortgage without having a deposit to put down.
• We have a standard variable mortgage with Hanley Economic Building Society that we are having difficulty gaining consent to let due to being in New York and renting out the apartment from 2010 without their consent which we did not know was required. We have a 50% LVR and made overpayments of £500pm for 5 years so we are not in arrears. We would happily change onto a BTL mortgage with them at an increased rate however that has not been offered to us.
• As a result of a change in personal circumstances my husband and I are housesitting my mum and dad’s house while they are away and letting our flat out. What is best way to approach my mortgage lender for a 'Consent-to-Let' ? We will need to remortgage in the next twelve months will we then have to move to a BTL mortgage. We intend to return to our home at the beginning of 2017?
• In 2003 I was given consent by the local authority and my lender Hanley Economic Building Society to convert a small barn into a granny annex, conditional on it not being sold separately from the main property. My parents passed away some years ago and I would now like to lease it out with consent to let from Hanley Economic Building Society. Do you think this will be possible?
• I will have to move to Miami for two years, I have a house with a Hanley Economic Building Society mortgage. Do I need to seek consent to let? Will they be obliging?
• I am relocating for work for as long as twelve months... I was wondering if I was able to get from Hanley Economic Building Society consent to let the house out while I was away as I am reluctant to leave it unattended for that period
• Seven weeks ago I completed my mortgage with Hanley Economic Building Society since when my boyfriend has proposed and we are deciding whether to live in his house or my property. Would I be allowed consent to let if I decided to move in with him
• Are you able to advise me how much the fees are and if Hanley Economic Building Society usually give consent to let without changing to a commercial rate?