Need Help?

Need professional advice for your consent to let with Hampden & Co plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Hampden consent to let: Q and A’s

  • I have a homeowner mortgage over my property in loc and intend to move to country for a couple of years. During this time it makes financial sense to rent out my apartment. My mortgage provider says I cannot have consent to let. It’s hardly ideal to move to a buy to let loan as it’s only for a short period that I am going away for.

  • I am a first time buyer hoping to complete on a 2 bedroom house in Hampden. I have a good size deposit and expect a mortgage from Hampden. My concern is that my fiancee has a flat in Slough and I can foresee myself moving in next month, when I would have to let out my property. I have heard of consent to let but it does not sound like a guaranteed option. Can you offer any advice?

  • I have a colleague who is thinking about leasing their property out and moving in with partner. She has a house in Brent and has a £95k mortgage with Hampden. What would she need to do to get consent to let if she decides to do this.
  • My husband and I are in a tricky mortgage scenario currently. We have to let our house with consent to let and move to a new due to schooling. We are about to rent a home. We are finding it really difficult to find a better mortgage deal for our consent to let home. Is there is a list available as to which lenders grant consent to let and what their conditions are?
  • My OH and Iwant to let our home and purchase another. Can Hampden refuse to grant me consent to let?
  • I am just finding out some information at this stage. My boyfriend has asked me to move in with him and I have been trying to sell the flat but have had no luck whatsoever despite several decreases in price. So now I want to know what I would need to do to get consent to let from Hampden
  • Where I have an existing standard mortgage with Hampden and am planning to rent it out in the future will I be issued with consent to let? What is the procedure and fees involved?
  • Do you know if there is usually a required loan to value amount before Hampden will grant consent to let?