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Need professional advice for your consent to let with Halifax? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Halifax consent to lease

  • I was thinking of renting out my flat and make money from it during my vacation. I only plan to be away for ten days. Is advanced consent to let from Halifax required?

  • I spoke to a mortgage broker friend last week. He said that if I decide to move abroad with my job for a period then I should not apply for consent to let from my mortgage provider (Halifax) until at least four weeks before I plan to rent out the property. Am I to understand that I have to find a tenant first and then obtain a consent to let?
  • I have had a mortgage for six years with Halifax. My other half has purchased a house in Bromley and I have the chance to live with him. Can I lease out my apartment with consent to let in case I need to move back? Also what legal paperwork must I provide Halifax with when completing the consent to let application?
  • I am looking for some initial feedback as to whether consent to let is a sensible proposition. I bought my flat 7 months ago by porting an existing Halifax mortgage product. My fixed rate came to an end three months ago. I'm currently considering moving in with a new partner who has his own property and mortgage also with Halifax, which I would not seek to be added to. I don't want to sell my property yet because I'm unsure of whether the new move will work out. I don't want to transfer to a buy to let mortgage yet for 2 reasons: 1) I need to discover if it is a marketable property with rents higher than my mortgage payments and 2) I need to find additional capital to meet the 65% LTV ratio required for a BTL mortgage. It would be preferable to obtain consent to let from Halifax for 1-2 years in order to be more secure in becoming a possible landlord and to raise the capital. If at the end of the consent to let period I was unsure I would probably either sell my property or, depending on the new relationship working out, resume living there.
  • Iwould like to let our home and purchase another. What do I need to supply Halifax to get consent to let?
  • I am looking for some generic information on consent to let with Halifax: I am moving to become a non-UK resident. This might be for a number of years. However I will be on a four month probation period .I'm wanting to know the criteria for consent to let from Halifax and what charges are to be incurred
  • I am a Halifax borrower. I would like to apply for consent to let my flat. I have been waiting for a response from Halifax. Are you able to please check and help?
  • Please could you clarify what the procedure would be if we move to a new home and need to obtain consent to let for our existing mortgage with Halifax