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Need professional advice for your consent to let with Halifax? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Halifax consent to lease

  • My friend has been renting her property off the same landlord for almost 18 months. Over the last twelve months my friend has received letters from Halifax (it is apparent from the envelope). To begin with she reposted them to her landlady's address. My suspicions were aroused as none of her landlord’s mail was meant to be going there. I therefore went to my friends house and phoned Halifax on her behalf. The lady I spoke to at Halifax asked all sorts of questions, the landlady's details, information on the tenant and then said they were going to investigate whether she was entitled tolet out the house or if it was an offence in the absence of consent to let. Should my friend be worried?
  • What is the process for obtaining consent to let from Halifax? What information do they require? is there a fee to pay? How long the consent is valid for? Do I need to renew it annually? What if I obtain a consent but decide to sell the property rather than rent the property out?
  • I would like to move house. The query I have is whether consent to let will be given on my property for me to then get a loan offer for the new house so I can put in an offer chain free and subsequently let my house out should I move. Does Halifax issue consent to let for 9 months? Assuming the rental goes to plan can the consent to let period be continued?
  • I have a Halifax mortgage with my twin and want to leave and get a new mortgage with my partner. How do I proceed with leasing out my room? Do I need consent to let via Halifax? My twin will remain in the flat
  • Were I to let my property with consent to let from Halifax will will theyload the interest rate? I am presently on a fixed rate for two years.
  • If I were to apply for consent to let from Halifax please can I know the time scale Halifax would take to make a decision?
  • Do Halifax give consent to let? I am just considering this as an option if I move house in the the near future
  • Will Halifax give consent to let my flat? I currently have a residential mortgage, never had arrears and have been with Halifax for just over since 2009. What charges am I likely to face