Need Help?

Need professional advice for your consent to let with Halifax? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Halifax Consent to Lease Example Support Desk Enquires

  • My mortgage is approaching reissuing with Halifax. I have had the property rented out for a two years and I now realise that I need to informHalifax. My understanding is that I must apply for consent to lease, but given that the property has already been let out could they refuse - determine that I go onto a BTL product and even apply a penalty? I have over 25% equity in the house - and the rent will more than cover the mortgage.
  • Are you able to providing me some advice on the consent to let process. I am thinking about taking a Halifax mortgage on a £200,000 house in twelve months time. The intention is to hold the house as a second home but I need to consider what options are open to me to let the property in the future. If our circumstances were to change the house would either be sold or rented.
  • My question does not relate to consent to let, I was wondering if you have an address or telephone number for a dedicated Halifax help desk who handle consent to let applications. Halifax has a first charge over my flat.
  • My husband and I currently live in NYC and leasing out our apartment in the UK. This is not something we planned but an opportunity presented itself and we took it. The rent achieved on the property is insufficient to cover the mortgage so we transfer money each month to cover the difference. Yesterday our lender got in touch telling me that as the property is being let out and has been for nearly three years we will have to pay 1.5% interest in addition to our current mortgage rate. We could sell up but this will be difficult as I am so far away. Would it be possible to remortgage with Halifax and get consent to let?
  • I have to send the consent to let application by courier and wanted to know if Halifax have a regular postal address I can use as couriers usually don’t accept deliveries to PO Box addresses.
  • I want to take in lodgers for my one bedroom apartment in Lambeth which I live in. My mortgage is with Halifax. How do I go about getting a consent to let?
  • I would like some guidance on how best to approach my mortgage company Halifax regarding a 'Consent-to-Let' application. Is this something you can help with ?
  • I am looking at an offer to work abroad and have been advised that I need to let Halifax know so my mortgage is under consent to let? Please could you clarify the best way to go about this?