Need Help?

Need professional advice for your consent to let with Halifax? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to Halifax consent to let

  • My fiance and I are currently one year into a year fixed rate mortgage with Halifax. We would like to acquire a larger second property in the coming months however would like to retain the first house and I was enquiring as to what reason we could put down on the consent to let form to get their approval
  • I am interested to know how straightforward it would be to obtain consent to let with Halifax. I am considering fixed deals and intend to live there but want to know my options for example - if a job elsewhere was offered to me for a year abroad Please let me know how challenging it is in your experience with Halifax?
  • My property recently got consent to let on a non-commercial homeloan with Halifax with aim of changing to a BTL rate when the fixed term ends within the next months, so I'm uncertain if this adds to the complexity of the issue! Any guidance gratefully appreciated.
  • My husband and I are planning on buying a house, letting a couple of the bedrooms out to help cover the mortgage with Halifax, and then moving on in a few years time - at which point the property would be fully tenanted. How likely is it that Halifax would look at this unfavourably as I will have been given a owner-occupier mortgage rather than a B2L or consent to let? I've heard that the worst case scenario is that they can sue for mortgage fraud, is this correct?
  • I would be interested to know what information I should include in a letter requesting consent to let my property in Barnet? I would like to send a request to my lender Halifax.
  • My mortgage is currently with Halifax and am debating whether to sell or rent in the short term but don't have the equity for a buy to let mortgage at this time. What are my consent to let options currently?
  • I would like advice as to how to go about gaining consent to let from Halifax and what, if any, fees I face.
  • I may potentially need consent to let from Halifax in the future with work. I am just seeing what the options would be if this was the case. Are there any time restrictions on the length you can let out a property with consent?