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Need professional advice for your consent to let with Halifax? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Halifax consent to let

  • Hackney apartment valued at £97,000. Halifax mortgage owing £20k with half a dozen years to run. Seek consent to let via Halifax for current residence and utilise rent to pay off what is left of the loan. Apply for 70 % Halifax loan on second property that becomes my primary home? Is this viable?
  • Me and my wife acquired a property ten years ago on shared ownership basis, I own 50% through mortgage and rent the other half. In early 2013 I bought a new home. I let out my first property and moved to my new home. I got consent to let from my lender and I believed I had consent to let from the housing association. Last week I had a phone call from the housing association advising they had nothing on record indicating I had their consent to sublet. What do I do now?
  • My girlfriend and I (joint owner) are in the process of refinancing with Halifax. I was doing some research concerning consent to let from Halifax to understand the rules around potentially letting our existing property out (probably in a year or 2) if we moved away. The flat in question was a first-time purchase for us about two years ago. Currently we are living there.
  • A colleague recently sought CTL from the Woolwich which they turned down because the mortgage had not been in place for six months. I am about to ask for consent to let from Halifax. Will they take the same stance?
  • I am just finding out some information at this stage. My boyfriend has asked me to move in with him and i'm not keen to sell my property just yet. So now I want to know what I would need to do to get consent to let from Halifax
  • I would be interested to know whether Halifax would have an internal record as to whether consent to let was granted for a specific property?
  • I want to take in lodgers for my ground floor flat in Hounslow which I live in. My mortgage is with Halifax. Will they grant consent to let?
  • Do Halifax offer consent to let? I am just considering this in order to move home in the the near future