Need Help?

Need professional advice for your consent to let with Halifax? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Halifax consent to let

  • I need to move my son’s school by mid-September and move to a new area. I don't have time to sell my house.The short term option is to lease my property out. Currently I have buildings and contents insurance. Am I obliged to take out a different insurance? What should request from Halifax regards to consent to let?
  • Southwark apartment worth £150k. Halifax mortgage owing £30k with seven years to run. Get consent to let from Halifax for current residence and make use of income to pay off what is left of mortgage. Take out 70 per cent Halifax mortgage on second property that I will consider to be my primary address? Any reason not to do this?
  • A few months ago I let out my one bedroom apartment having obtained Consent to Let with my bank. Six months have now elapsed and they have increased my mortgage rate as forewarned. I cannot swap to a more favourable product with them, as they will withdraw my consent to let. If I was to go with an alternative mortgage lender such as Halifax, would I need to obtain a BTL mortgage or could I simply remortgage and gain consent to let?
  • We are locked into a fixed rate mortgage with Halifax for 2 years and have been living in the house for nearly eighteen months. Due to work I need to leave so I would like to lease the place out. How can I get consent to let from Halifax?
  • Me and my husband are considering applying to Halifax to obtain consent to let our property, how long does it take between sending the forms to us finding a letting agent and listing our house for rent? and are there any further steps in the process?
  • Last month purchased my home and took out a mortgage with Halifax but my boyfriend has asked me to move in with him. Would I be granted consent to let?
  • I was just wondering how to obtain consent to let from Halifax...do I phone them or write a letter to them?
  • I need to contact Halifax to enquire about letting out our flat. Do they post a document to me. Is there a form I can download?