Need Help?

Need professional advice for your consent to let with Halifax? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Halifax consent to let

  • My premises valued at £150k. Remaining home loan of £32k with 8 years left. Seek consent to let via Halifax for current property and make use of income to pay off what is left of mortgage. Apply for 70 per cent Halifax mortgage on new property that becomes my primary home? Is this possible?
  • I have a one bedroom first floor purpose built flat in Ealing let out which has a seventy year lease. Mortgage broker suggested I should refinance (currently with Halifax) as a buy to let instead of consent to let and release 45-55k which on top of a new homeloan based on my income would give me a budget of £210k. Not much about in Newham for me to buy my own house. To extend the lease will cost 19k. Lease out with consent to let or sell the flat?
  • I have recently been provided with a work opportunity abroad and wondering if it's a good idea renting my house out. Will Halifax permit me to change mortgage or give me consent to let? Should it not be available I will have to think about whether it's worth taking the promotion. I have no objection to paying more as I intend to return and live in my home after twenty four months. My agenda here is not to profit. Just really like my property and want to return to it at some point in the future.
  • It seems as though I will have the chance to go and work abroad in a couple of years. I am therefore possibly downsizing to a newer property in Harrow which I could rent out with less difficulty as and when required. The intention is to keep 50% equity in the new flat which would be my home for a while. My current mortgage co will only issue consent to let for a year. I suspect renting it out longer term and not informing them could result in a whole host of trouble. Buy-to-let seems wrong given that I will be living there, maybe for 2-3 years initially. What product should I be seeking, and from which lender? Do lenders such as Halifax provide consent to let for a longer period?
  • My partner and I acquired a property in Kenton with Halifax and am moving to rent a property in Somerset due to work. Is consent to let from Halifaxpossible? I am only looking to lease out the flat for half a year before selling.
  • I have a mortgage with Halifax on a three year fixed rate. I could have an opportunity for a teaching position in Belgium next July. Am I eligible for consent to let by Halifax were I to accept this job abroad?
  • I am just finding out some information at this stage. My boyfriend has asked me to move in with him and i'm not keen to sell my home just yet. So now I want to know what I would need to do to get consent to let from Halifax
  • Can you tell me how much the fees are and if Halifax typically issue consent to let without switching to a commercial rate?