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Need professional advice for your consent to let with Halifax? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Halifax consent to lease

  • In what circumstances will consent to let for a property be issued from Halifax? How long do you have to have had the mortgage before consent to let can be negotiated with Halifax? In order to give you some history I am a newly qualified accountant in a house purchased five months ago. The perfect job opportunity necessitating moving to a different city permanently has come up. I would be interested in being given consent to let initially to be able to renting the property out to offset the expense of the Halifax mortgage.
  • I wish to move house. The query I have is whether consent to let will be given on my house for me to subsequently obtain a loan offer for the new house so I can put in an offer chain free and then let my property out should I move. Does Halifax give consent to let for 12 months? Assuming the rental goes to plan is it possible for the consent to let time limit be continued?
  • We are currently in NYC and letting out our apartment in the UK. This is not something we planned but an opportunity presented itself and we took it. The rental income is not enough to cover the mortgage so we send back funds each month to make up the shortfall. Yesterday our lender got in touch informing me that as the property is being let out and has been for almost four years we will have to pay 1.5% interest on top of our current mortgage rate. One option is to sell up but this will not be easy as I am so far away. Would it be possible to remortgage with Halifax and get consent to let?
  • My fixed rate mortgage with Halifax comes to an end on 8th October. I am about to relocate to Newcastle for my Job in April. I wish to let out the house initially. Can I get a consent to let the property?
  • Is there a maximum period that Halifax is willing to issue Consent To Let for?
  • Just wondering if I would be able to get consent to let from Halifax in order to move back in with my mum and dad for a year or two and conserve some cash to extend the lease on my property?
  • Prospective tenants are about to rent my property and I have mortgage offer from Halifax on new house on condition of consent to let for original house. How long should it take to receive letter once I send back a completed application with cheque.
  • I have spoken to someone at Halifax about changing our current homeloan to consent to let (the current two year fix expires in summer next year). Can I just confirm that I need to formally put the request in writing explaining our change in circumstance to Halifax? Where do I need to send the letter to?