Need Help?

Need professional advice for your consent to let with Godiva Mortgages Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Godiva Mortgages consent to lease

  • Is consent to let needed from Godiva Mortgages or can I rent out my property without telling Godiva Mortgages and being forced to transfer to a buy-to-let loan?

  • I have a homeowner mortgage with Godiva Mortgages and will be joining the Royal Fleet Auxiliary in September. This is a civilian manned fleet owned by the MOD. I will be at sea four months on and three months in the UK. Whilst on assignment I want to let out my property in Ealing and live with my father when on shore. What's involved in getting consent to let? Can it be granted? and does it involve an increase in interest rates?
  • I have a Godiva Mortgages mortgage and have been letting out my flat without consent to let, making me in breach of my mortgage conditions. I think I have come onto their radar that I am not residing there. What are the legal repercussions of my failure to gain consent to let?
  • My wife and I would like to be informed of what the policy is for Godiva Mortgages for consent to let. I have heard various suggestions in relation to fees and rates. I need to move area for career reasons but I don't want to sell the property due to a depressed market.
  • Will Godiva Mortgages want to know why I am applying for consent to let? Is it wise to inform them of my possible move abroad?
  • My fiance and I have a fixed rate mortgage with Godiva Mortgages and are deliberating on obtaining consent to let so that we can apply for another mortgage on another property that I own on a buy to let basis. Ahead of applying it would be helpful to know the consequences of making the change and any facts that we need to be aware of.
  • I am looking to get consent to let with my Godiva Mortgages residential mortgage. It is a 3 bedroom house. Will Godiva Mortgages grant consent on this basis? Or would it be regarded as an HMO?
  • I am looking at an offer to work in France and have been advised that I need to let Godiva Mortgages know so my mortgage is under consent to let? Please could you clarify the best way deal with this?