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Need professional advice for your consent to let with Fleet Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to Fleet Mortgages consent to lease

  • Ever since 2014 I have had a Fleet Mortgages mortgage with my twin and am looking to vacate and get a new mortgage with my partner. How do I go about letting out my room? Is consent to let necessary by Fleet Mortgages? My twin will remain in the property
  • I want a bit of initial guidance to see consent to let is a sensible option. I bought my apartment 6 months ago by transferring an existing Fleet Mortgages mortgage product. My fixed rate came to an end 4 months ago. I'm currently considering moving in with a new partner who has his own property and mortgage also with Fleet Mortgages, which I would not seek to be added to. I don't wish to sell my property yet because I'm unsure of whether the new move will work out. I don't want to switch to a B2L mortgage yet for 2 reasons: 1) I need to find out whether letting my property is a viable option for myself and 2) I need to find extra capital to meet the 65% LTV ratio required for a BTL mortgage. It would be preferable to receive consent to let from Fleet Mortgages for 1-2 years in order to be more secure in becoming a possible landlord and to raise the capital. If at the end of the consent to let period I was unsure I would probably either sell my property or, depending on the new relationship working out, resume living there.
  • I would like the consent to let forms for Fleet Mortgages please I couldn't locate it on the web.
  • We intend to let our existing flat out shortly after we find a new house. I will apply for consent to let from Fleet Mortgages. At the present time the flat is in my name but I am a top rate tax payer. Is it best to do a equity transfer to her or should we do a Declaration of Trust?
  • Are you able to help? I am just enquiring whether Fleet Mortgages offer consent to let as an option should I decided to let out my property under a residential mortgage. Is there a specific rule for right to buy property and consent to let?
  • Would I be able to remortgage to Fleet Mortgages from my existing lender, with a consent to let or do I need a let to buy homeloan, and if so what are the LTV's?
  • I have a residential mortgage with Fleet Mortgages, and I would like to rent the property out, until I decide whether to sell or retain it as an investment. As things stand I am on the standard variable rate. Will I need to move onto a new mortgage? I.E. BTL?
  • I have a mortgage with Fleet Mortgages. I am considering moving out and letting out my apartment. Do I need a consent to let ?