Need Help?

Need professional advice for your consent to let with First Trust Bank? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: First Trust Bank consent to let

  • Me and my partner were looking to buy a studio flat with 30k down payment with the intention of living there. However in the next two years the in-laws plan to move abroad Should we proceed with a residential mortgage with First Trust Bank would we likely encounter any difficulties with gaining consent to let ?
  • How difficult is it to get consent to let with First Trust Bank. I'm taking a fixed homeowner mortgage and plan to live there but would like to know what options are open to me for example - if a job elsewhere was offered to me for a year overseas.. Could you let me know generally how receptive First Trust Bank are regarding consent to let?
  • We are expecting any day now a mortgage offer from First Trust Bank for a two bedroom flat. I have applied through Right to Buy. It is a capital and interest mortgage. I am curious as to what is the main criteria First Trust Bank adopt in order to allow customers consent to let? Is consent to let based on the rental yield of a property?
  • I am expecting to apply for consent to let from my existing mortgage lender First Trust Bank. A friend of mine said that he was given ‘consent to let’ confirmation from a different lender where conditions attached to the consent referred to an AST. Can you explain what this is?
  • Last month I got married and I am in the process of buying out 100% of my co-ownership mortgage with my wife. As a result we have now been given a 90% loan to value on our house. We want to buy a larger property. Will it be possible to get a consent to let on my new mortgage with First Trust Bank to allow us to get a mortgage also with First Trust Bank for a new home?
  • I was just looking into consent to let as it's something potentially I require from First Trust Bank inside the next 12 months. Our personal situation has changed, and I would like to rent my place out
  • I have a leasehold flat. I would like remortgage with First Trust Bank and seek consent to let. I'm still within the Early Redemption Charge period so not sure if it would trigger the penalty payment?
  • Last month bought my flat and took out a mortgage with First Trust Bank but my boyfriend has asked me to move in with him. Would I be allowed consent to let?