Need Help?

Need professional advice for your consent to let with The Royal Bank of Scotland plc First Active? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to RBS- First Active consent to let

  • I have a normal mortgage over my home in loc and am due to relocate to country for a couple of years. During this period it would be ideal if I could let out my apartment. My mortgage provider has declined to grant me consent to let. I don’t really want a buy to let loan as it’s only a short term option that I am abroad for.

  • RBS- First Active have just granted me consent to let. After some effort, RBS- First Active have issued me with ‘consent to let’ confirmation . There is reference to an assured shorthold tenancy. Can you explain what this is?

  • I am buying a maisonette in Camden. My intention is to be there for a year, and subsequently move into a bigger home. Rather than sell the prior property my preference would be to let it out so that it form part of my investment portfolio. Do you know if RBS- First Active would grant consent to let in such a scenario?
  • I have found myself in the accidental landlord situation and failed to inform RBS- First Active. I had to leave my apartment for family reasons, so am now based in another part of the country. I originally attempted to sell the flat, but prices were low, which meant I was in negative equity. This was a couple of years ago in 2011, the value has increased and has allowed me time to accumulate savings. I am in now in a position where I can now convert to a BTL mortgage and would like to remortgage at the same time. My concern is, will changing mortgage providers possibly alert RBS- First Active that I have been letting without consent to let? I am aware that I shouldn’t have done this, but circumstances left me with limited options. Can I change to a BTL without RBS- First Active knowing what I’ve done?
  • Last month I got married and I am in the process of buying out 100% of my co-ownership mortgage with my wife. As a result we have now been given a 90% loan to value on our house. We want to buy a larger property. Will it be possible to get a consent to let on my new mortgage with RBS- First Active to allow us to get a mortgage also with RBS- First Active for a new home?
  • We are looking to place my house on rent due to work commitments and was wondering if this is possible to negotiate consent to let. It is on a fixed rate mortgage with RBS- First Active at the moment until 2018 September
  • There is a chance of me going to Hong Kong for a year with work. Planning on taking my partner with me and hoping to rent our UK property in the meantime on a temp basis to make matters more cost effective. I was just enquiring I have filled in my application form but I'm unsure where to send it
  • I have a standard mortgage with RBS- First Active. I bought the property in December this year. What are the options and criteria for consent to let.