Consent-to-let Help for The Royal Bank of Scotland plc First Active

RBS- First Active Consent to Lease Example Support Desk Enquires

• My fiance and I may need to let our Bromley home for a while due to me taking a sabbatical. This will be short-term but possibly for as long as 2 years. Must I notify RBS- First Active or am I best advised to remain silent?

• We are a newly married couple and we found a house in Southwark that we like and wish to get a mortgage with RBS- First Active. The issue is that I am pregnant and might give birth any time soon as I am on my 9th month of pregnancy. This wouldn't make it impossible for us to move right away so we are considering living with my mum and dad for the next few months. Meanwhile, if we get this property, we can lease it out. I was just wondering how will that work out? Are we likely to get consent to let from RBS- First Active
• We currently have a five year fixed rate home loan with RBS- First Active that we're about 18 months into. Our circumstances have now changed and we wish to let out our property for a year and move to another town. What can we do to mitigate the risk of RBS- First Active rejecting consent to let.
• It seems as though I will have the chance to go and work overseas in a couple of years. I am therefore possibly downsizing to a newer flat in Bromley which I could rent out with less difficulty as and when required. The intention is to keep half the equity in the new property which would be my home for a while. My existing mortgage provider will only issue consent to let for a year. I suspect renting it out longer term and not informing them could land me in a whole host of trouble. B2L seems inappropriate when I will be living there, maybe for 2-3 years initially. What type of mortgage do I ask for, and from whom? Do lenders such as RBS- First Active provide consent to let for a longer period?
• If we ask for a consent to let letter from RBS- First Active will we be forced to convert to buy to let mortgage? We are with RBS- First Active and as houses are not selling at the mo and we have seen one we like we were leasing our home out in order to purchase the new and dispose of this one if the value picks up.
• I have to send the consent to let application by courier and need to know if RBS- First Active have a regular mailing address I can use as couriers ordinarily don’t accept deliveries to PO Box addresses.
• Me and my brother have had my mortgage with RBS- First Active for eight years and always made payments If I asked for consent to let would it be given?
• I have just recently purchased my home and took out a mortgage with RBS- First Active but my boyfriend has asked me to move in with him. Would I be allowed consent to let?