Need Help?

Need professional advice for your consent to let with The Royal Bank of Scotland plc First Active? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

RBS- First Active Consent to Lease Example Support Desk Enquires

  • Doing everything by the book I’ve been leasing out my house with "consent to let" from RBS- First Active on a regular mortgage for the past two years. RBS- First Active have now advised that they are retracting their consent to let if we do not transfer to one of their "buy to let" deals.

  • I purchased a house a couple of years ago in Newcastle when I worked locally. I got a promotion which requires working in Wimbledon. I travel down on Sunday afternoon and live with a relative during the week. I decided on relocating with the family to avoid the commute. I am exploring the option of renting out my current home. My mortgage is with RBS- First Active, would I have to move onto a new mortgage rate or should I try to get consent to let?
  • I have a maisonette in Bexley let out which has a fifty year lease. Mortgage adviser suggested I should remortgage (currently with RBS- First Active) as a buy to let rather than consent to let and release 55-60k which on top of a new homeloan based on my income would give me a budget of £195k. Limited available in Hillingdon for me to buy my own house. A lease extension will be in region of 13k. Should I keep or sell the flat?
  • Is it possible to convert a residential mortgage with RBS- First Active to a consent to let. It will be less than 55% ltv and it would change from repayment to interest only?
  • I am looking at some alternative lifestyle. I have a RBS- First Active mortgage, if I become a Australian resident but wish to rent my UK house, ...what steps should I take to get consent to let. Can this be obtained on via email ?
  • Was wondering how to obtain a consent to let from RBS- First Active with whom I have a mortgage with. There is a remaining balance of 57k. The value of flat is 245k. Its in my name but my wife and I would like to purchase a three bedroom second floor purpose built maisonette in Bromley we have seen together. How do we go about this?
  • I am planning on relocating inside the next eight months and wish to lease my flat out. My interest rate is fixed with RBS- First Active. I am concerned that a rate hike would be too much if that was a condition of getting consent to let
  • I am enquiring as to whether there are any restrictions in getting consent to let on a leasehold property when I have a mortgage with RBS- First Active