Consent-to-let Help for Dudley Building Society

Questions and Answers: Dudley Building Society consent to let

• My wife and I acquired a house in 2008 on shared ownership basis, I own 50% through bank loan and rent the remaining half. Last year I bought a new house. I let out my first property and moved to my new home. I secured consent to let from my mortgage company and I thought I had consent to let from the housing association. Earlier this week I had a phone call from the housing association saying they had nothing on record indicating I had procured consent to sublet. What are my options?
• My fixed rate mortgage with Dudley Building Society expires late 2017 and I wish to fix for a further three years with Dudley Building Society, with any luck rates will still be low. In in next couple of years I may want to move temporarily to a different county. How problematic is it to get consent to let from Dudley Building Society under these circumstances? Assuming that monthly rent payments would be about £300 above the Dudley Building Society mortgage payments.
• I sought consent but I did not get it as I did a remortgage in September but Woolwich does not give consent if mortgage is less than 6 months old. Now I am worried when 6 months is gone are they going to find some additional criteria that will not be ok. On the other hand I can remortgage with Dudley Building Society but will they give me consent straight away?
• What is the maximum period of time allowable to Dudley Building Society that I would be able to let my property without having to transfer the mortgage or sell my house? In short, my boyfriend has asked me to move in with him and I really don't want to sell my house. I would like the security of knowing I still own my own home.
• Do you specifically deal with enquiries regarding Dudley Building Society or all of them?
• We are soon to switch mortgage provider to Dudley Building Society for a fixed rate but the likelihood is that I would need to rent the apartment out for approximately 12 months. Do Dudley Building Society consent to let on fixed rate home loans and if so, what are the costs.
• Do you know if I can retain my existing domestic mortgage with Dudley Building Society if I start renting out? If the consent to let is granted will they tie me into an increased rate?
• My fiance and I have a mortgage with Dudley Building Society and would be thinking about buying another main residence and then subsequently leasing our current home out. Would I require consent to let from Dudley Building Society?