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Need professional advice for your consent to let with Darlington Building Society? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Darlington Building Society consent to lease

  • Can Darlington Building Society invoke a right to increase interest rates on a residential mortgage where Consent to Let at any time, onto ‘rates equivalent to their Buy to Let loans'?

  • My friend has been renting her house off the same landlord for almost three years. Over the course of the last twelve months my friend has received letters from Darlington Building Society (it is apparent from the envelope). For the first few she reposted them to her landlady's address. I was a bit suspicious as none of her landlord’s mail was supposed to be going there. I decided to go to my friends house and called Darlington Building Society on her behalf. The lady I spoke to at Darlington Building Society had a long list of questions, the landlord’s details, the tenant's details and then said they were going to investigate whether she had the appropriate mortgage and if she didn't it was an offence without consent to let. Should my friend be concerned?
  • I am currently seeking a mortgage as FTB and considering Darlington Building Society with my financial adviser. Let's say I choose a three year fixed rate I move in the property and after twelve months, I come to get an opportunity of work relocation necessitating moving to a different country. If Darlington Building Society grants me consent to let,would the interest rate load the interest rate?
  • The plan is to move in with my partner and I have let my property out to 2 tenants on a twelve month tenancy. The application for consent to let from Darlington Building Society is in hand but what if they refuse. I can’t renege on my contract in terms of backing out of renting the students as the paperwork is finalised. On the other hand Darlington Building Society could sue me for breach of mortgage condition i.e. renting it out without consent to let.
  • I'm having to relocate to Kenya for a couple of years for my job but I don't want to change my mortgage to BTL as the intention is to reoccupy it when I return. Do you know if Darlington Building Society charges extra on the interest? Is there any work around?
  • Will Darlington Building Society want to know my reasons for seeking consent to let? Should I disclose my possible move overseas?
  • I want to take in in a lodger for my garden flat in Barnet which I live in. My mortgage is with Darlington Building Society. How do I go about getting a consent to let?
  • I would like some advice on how best to approach my mortgage lender Darlington Building Society regarding a 'Consent-to-Let' application. Is this a task you can offer guidance on ?