Need Help?

Need professional advice for your consent to let with Cumberland Building Society? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Cumberland Building Society consent to let

  • I have a residential mortgage approaching refinancing with Cumberland Building Society. The property has been sub-let for a two years and I think I should notifyCumberland Building Society. I am led to believe that I should seek consent to lease, but bearing in mind that the property has previously been rented out could they deny - require that I go onto a BTL rate or even fine me? I have over 25% equity in the house - and the rent will more than cover the mortgage.
  • Soon to be packing up as my better half and I plan to return to Perthin Month, perhaps for a little as 9 months but conceivably longer term. I have contacted Cumberland Building Society to obtain consent to let out the property (we have already found tenants). I have had a mortgage with Cumberland Building Society for Six years and I am up to date with payments. Cumberland Building Society say, that even if they do agree, that this is a short term consent for one year. Do I then need to reapply?

  • At present I have a standard mortgage with Cumberland Building Society. My company has offered me a property as part of my job and wish to let out my existing house. The financial advisor has advised me it is a formality. Are you able to provide me with some information please?
  • We are intent on acquiring a house, letting two of the rooms out to help cover the loan with Cumberland Building Society, and then moving on in a few years time - at which point the property would be fully rented. How likely is it that Cumberland Building Society would look at this unfavourably as I will have been granted a non-commercial loan as opposed to a B2L or consent to let? I've heard that in extreme situations they can sue for mortgage fraud, is this an exaggeration?
  • I'd like to know if Cumberland Building Society are likely to grant consent to let out our flat in Enfield
  • We have already let but only just dawned on us that Cumberland Building Society ought to have been advised and consent to let sought - what's the best course of action now?
  • Is it possible that Cumberland Building Society would have archive records as to whether consent to let was granted for a specific property?
  • I am looking at some alternative lifestyle. I have a Cumberland Building Society mortgage, if I become a Australian resident but wish to rent my UK house, do I need to get consent to let from Cumberland Building Society to do this ?