Need Help?

Need professional advice for your consent to let with Cumberland Building Society? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Cumberland Building Society consent to let

  • What information do Cumberland Building Society expect to have to make a decision on consent to let. I am on a 5 year fix with them. I have a good track record of mortgage payments over several years. I am looking at moving to Lewisham due to surprising growth of family. My financial situation has not changed and in fact my salary has increased by 15% since I applied for the mortgage out.
  • Much to my surprise I have been offered a once in a lifetime career opportunity for 6 months overseas. I do have sufficient money to pay the monthly Cumberland Building Society mortgage yet the buildings insurance stipulates continuous residency in order to remain valid. Last Christmas the roof suffered storm damage but was repaired. If there happened to be any problems through the winter months I would struggle to cover the repair costs. How likely is it that I will get consent to let via Cumberland Building Society for a limited period?
  • We are looking to rent our one bedroom apartment out. We have put an offer on another property for us to buy and a tenant at the ready to move into ours. I assume I have to ask our lender Cumberland Building Society for consent to let. Is there a template consent to let request letter I can copy?
  • How many months after getting a new mortgage will a consent to let be likely to be granted by Cumberland Building Society? By way of background I bought my flat in Hounslow nearly two years ago and am currently on a three year fixed rate. I subsequently met a guy and plan to move in together. I intend to get a better fixed term next July. I presume that I would have to hold back for at least half a year before I could request a consent to let. Is that right?
  • I am trying to find out if it is possible to get a consent to let home loan with Cumberland Building Society rather than a buy to let mortgage
  • I am considering moving in with my girlfriend at her home and would like to rent out my property that I purchased ten months ago, I'm just not sure of the process as my property is my first home. What do I need to do to get consent to let from Cumberland Building Society If I obtain consent will my mortgage payments increase?
  • I would like to find out more about obtaining consent to let on a property. In particular what is the procedure for consent to let if you have a normal mortgage with Cumberland Building Society
  • What happens if a borrower has already leased out the property for some years as an HMO and now wish to go legit with Cumberland Building Society by obtaining consent to let ? (assume Cumberland Building Society had previously given a homeowner mortgage previously)