Need Help?

Need professional advice for your consent to let with Coutts? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Coutts & Co consent to lease

  • I am about to join the property ladder hoping to complete on a terraced house in Coutts & Co. I have a significant deposit will be getting a mortgage from Coutts & Co. My dilemma is that my girlfriend owns a flat in Dover and I hope to be moving in next month, at which point I would want to let out my house. I understand that consent to let is required but it does not sound like a guaranteed option. Can you offer any advice?

  • We are applying for a mortgage with Coutts & Co, but we are running up against a serious block. My husband is the deputy head in a boarding school, whereby we are provided with accommodation as part of his employment. We wanted to buy a two bedroom first floor purpose built maisonette to get on the ladder, and rent it out while we're based at the school. I had thought Coutts & Co would grant consent to let from the outset of the mortgage. It is now looking as though we may be refused consent to let. Do you have any advice?
  • I have a three bed leasehold apartment with a Coutts & Co mortgage and have a lodger sharing with me. I am about to relocate to Haringey and will rent there. My lodger would like to remain and is willing to pay a higher rent. Am I obliged to seek consent to let by Coutts & Co?
  • I am a landlord and currently completing eviction orders on a tenant who had not paid his rent in 3 months. The relevant proceedings have been served. The tenant's defense for refusal to pay is built on the claim that I do not have consent to let my 2 bed flat from my mortgage company Coutts & Co
  • I'm gathering some information on whether consent to let is something available to me? We have a mortgage with Coutts & Co and are thinking of leasing the property out for a couple of years, but cannot really afford to change to a buy to let rate. The estate agent mentioned something about a content to let
  • My partner and I were curious as to whether it is possible if you own one property with consent to let from Coutts & Co, to purchase another with a domestic mortgage to live in. Then once the consent runs out on the first property, to change to buy to let or sell it?
  • I wish to let out my property. Do I simply mail a letter to Coutts & Co requesting consent to let out the home?
  • What happens if I have already let the property for a number of years as an HMO and now wish to go legit with Coutts & Co by getting consent to let ? (work on the basis that Coutts & Co had already granted a residential mortgage on it some time ago)