Consent-to-let Help for Chesham Building Society

Chesham Building Society consent to let: Q and A’s

• My husband and I acquired a terraced property in 2007 for 175,500 with Chesham Building Society. My husband’s job requires him to relocate to Cyprus and now wish to apply for consent to let from Chesham Building Society. Will they grant permission?

• Soon to be packing up as my better half and I intend to relocate to Floridain Month, initially short-term but potentially longer term. I'm in the process of writing to Chesham Building Society for consent to let out my property (we have already found tenants). The mortgage has been in place with Chesham Building Society for 9 years and I am up to date with payments. Chesham Building Society tell me, that even if they give permission, that this will be a temporary arrangement for 12 months. What happens after one year?

• What is the process for obtaining consent to let from Chesham Building Society? What information do they ask for? is there a fee to pay? Is consent generally limited in time and if so, for how long? Do I need to renew it every year? What if I obtain a consent but decide not to rent the property out?
• My house had been let to students for three years from 2009-2012 while living in New York. I have a letter dated June 2010 from my building society granting consent to let. In the letter it explicitly states that the consent to let is valid for "the remaining term of the mortgage". I have not changed product since the letter was issued. I now plan to move house and rent out my existing house. However, my IFA has suggested that the 2010 consent to let letter may not be acceptable to the new lender Chesham Building Society for the house I intend to purchase.Can this be correct
• I have recently got married and I am in the process of buying out 100% of my co-ownership mortgage with my wife. As a result we have now been given a 90% loan to value on our house. We want to buy a larger home. Will it be possible to get a consent to let on my new mortgage with Chesham Building Society to allow us to get a mortgage also with Chesham Building Society for a new home?
• Please can you provide me with advice as to how to go about obtaining consent to let from Chesham Building Society and what, if any, fees I face.
• Do you have the address to which a Consent to Let request to be sent for Chesham Building Society? Sorry about bothering you with this query.
• About to remortgage my home but will likely be moving out in the next year and would be looking to rent it out. Do you think I can get buy to let or consent to let from Chesham Building Society?