Need Help?

Need professional advice for your consent to let with Chesham Building Society? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Chesham Building Society consent to let

  • My husband and I were looking to buy a garden flat with 30k deposit with the aim of living there. Somewhat fortuitously the in-laws plan to move to France for a year so we plan to move into the in-lawsWaltham Forest bungalow to "housesit". Should we go ahead with a residential mortgage with Chesham Building Society would there be any issues with obtaining consent to let ?
  • I need to change my homeowner mortgage with Chesham Building Society to a consent to let and looking for some guidance... I acquired my first home in Edgware sixyears ago. After a new job opportunity I moved to Belfast, and four months ago got a residential joint-mortgage with my partner. I am inclined to stay with Chesham Building Society and seek consent to let rather than attempt to apply for a new mortgage elsewhere, but if Chesham Building Society turn me down what lenders can I approach.
  • I have a flat in Hackney with a Chesham Building Society mortgage but have not lived there for a while. My dad moved in but is there rent free. I currently live in rented accommodation and am looking to buy a house. I have found an ideal property at reasonable price. I have sufficient for a deposit to put down on the house I am interested in but would find it difficult to pay enough off the old property to change it to a BTL mortgage at the same time. Can I change the current Chesham Building Society mortgage for my old flat into a consent to let and use my savings to pay a larger deposit for the residential mortgage on the property that I want to buy?
  • My understanding is that this is a breach of Chesham Building Society mortgage policy if I let out my flat having informed that I intend to reside there. The intention is to have the mortgage fully paid off after six years, by which time I will become the outright owner, meaning I no longer require any consent to let. Chesham Building Society advised me I can overpay as little as I like during the agreement. I know someone who wants to rent the property. What checks do Chesham Building Society do and what are the chances that they are likely to do this? What are the connotations of not seeking consent to let? From what I have read there is a possibility of Chesham Building Society changing the loan onto a BTL mortgage
  • If I were to apply for consent to let from Chesham Building Society how long will it take to hear back?
  • I am thinking about letting out my house with consent to let from Chesham Building Society, what charges can I expect to pay?
  • Do you know if Chesham Building Society would have archive records as to whether consent to let was granted for a specific property?
  • Do you know if I can retain my current domestic mortgage with Chesham Building Society if I start renting out? If the consent to let is issued will they load the interest rate?